Woodford County property record for 412 Mill Rd, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,228 sqft · built 1987 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Feb 2024) |
| Tax Bill | $4,052 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-6017-004-00 |
| Primary APN | 38-6017-004-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,228 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 980 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 36269 |
|---|---|
| Street Address | 412 MILL RD |
| City | MIDWAY |
| State | KY |
| Zip | 40347-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY |
| Legal Subdivision | MILL ROAD PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50400 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 412 MILL RD, MIDWAY, KY 40347-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2024 | Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on Record |
| Deed Sale | Feb 23, 2024 · Amount on Record |
| Deed Document Number | 236478 |
| Deed Book / Page | D345 / 47 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Feb 23, 2024 |
| Property Address | 412 MILL RD, MIDWAY, KY 40347-1009 |
| Document Number | 000D345/47 |
| Book / Page | D345 / 47 |
| Map Reference | CAB A SL 372 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 236478 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2024 |
| Title Company | NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4481, MIDWAY, KY 40347-4481 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 MILL RD, MIDWAY, KY 40347-1009 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 412 MILL RD, MIDWAY, KY 40347-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M846/268 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | M846/268 |
| Instrument | 84187 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,052.00 (+64.92%) Homeowner's exemption | $500,000 (+72.41%) | $500,000 (+72.41%) |
| 2023 | $2,457.00 Homeowner's exemption | $290,000 | $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people · EPA ID KY1200283 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures