Woodford County property record for 406 Mill Rd, Midway, KY 40347
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,016 sqft |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,500 (Jun 2020) |
| Tax Bill | $3,205 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Mar 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-6017-002-02 |
| Primary APN | 38-6017-002-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 2,016 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Foundation Type | Block |
| Lot Area | 33,106 sqft (0.76 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 35235 |
|---|---|
| Street Address | 406 MILL RD |
| City | MIDWAY |
| State | KY |
| Zip | 40347-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2+STORY |
| Legal Subdivision | MILL ROAD PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | MIDWAY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50400 |
Source: Woodford County records · APN 38-6017-002-02
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 301 2ND ST N APT 16, 16, SAINT PETERSBURG, FL 33701-2965 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 26, 2017 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 01, 2023 | Intrafamily Transfer, Transfer |
| Jun 12, 2020 | Deed, Transfer · Conventional Mortgage KENTUCKY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Prior Sale | Jun 12, 2020 · Amount on Record |
| Deed Document Number | 00D319/680 |
| Deed Book / Page | D319 / 680 |
| Last Transfer Date | Mar 01, 2023 |
| Transfer Doc | 00D338/568 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 406 MILL RD, MIDWAY, KY 40347-1009 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 00M797/087 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | M797/087 |
| Instrument | 38447 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Mar 01, 2023 |
| Property Address | 406 MILL RD, MIDWAY, KY 40347-1009 |
| Document Number | 00D338/568 |
| Book / Page | D338 / 568 |
| Map Reference | CAB D SL 205 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 173264 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 2ND ST N # N16, N16, ST PETERSBURG, FL 33701-2989 |
| Name | Verified Name |
|---|---|
| Address | 301 2ND ST N APT 16, 16, ST PETERSBURG, FL 33701-2965 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Jun 12, 2020 |
| Property Address | 406 MILL RD, MIDWAY, KY 40347-1009 |
| Document Number | 00D319/680 |
| Book / Page | D319 / 680 |
| Map Reference | CAB D SL 205 |
| Instrument Date | Jun 04, 2020 |
| Instrument | 90003 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 MILL RD, MIDWAY, KY 40347-1009 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 406 MILL RD, MIDWAY, KY 40347-1009 |
| Document Number | 0000090004 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 90004 |
| Name | KENTUCKY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Municipality | Midway City |
| Unified School District | Woodford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,205.00 (+13.65%) | $355,000 (+26.56%) | $355,000 (+26.56%) |
| 2023 | $2,820.00 | $280,500 | $280,500 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 80 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MIDWAY MUNICIPAL WATER WORKS serves 2,174 people |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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