Tama County property record for 406 Main St, Clutier, IA 52217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,464 sqft · built 1910 |
| Lot Size | 0.298 acres (12,981 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,040 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12.18.458.003 |
| Primary APN | 12.18.458.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| Basement Area | 352 sqft |
| Unfinished Basement | 344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,981 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 974 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 279 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 MAIN ST |
|---|---|
| City | CLUTIER |
| State | IA |
| Zip | 52217-4704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 6 THRU 9 BLK 6 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 6 |
| Legal Lot Number | 6-9 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3113 |
| Census Tract | 290100 |
Source: Tama County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 MAIN ST, CLUTIER, IA 52217-4704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 406 MAIN ST, CLUTIER, IA 52217-4704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020220705 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-0705 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 27, 2042 |
| Rate Type | Fixed Rate |
|---|
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Clutier City |
| County | Tama County |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,040.00 (-7.31%) | $72,800 (-) Land $4,320 Building $68,480 | $72,800 (-) Land $4,320 Building $68,480 |
| 2024 | $1,122.00 (+7.88%) | ||
| 2023 | $72,800 Land $4,320 Building $68,480 | $72,800 Land $4,320 Building $68,480 | |
| 2022 | $1,040.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLUTIER WATER SUPPLY serves 213 people · EPA ID IA8616052 |
|---|---|
| Water Source | Purchased groundwater from POWESHIEK WATER ASSOCIATION |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Farmers Cooperative Telephone Company DSL | 50 / 25 |
May also be available: Nextlink, Verizon.
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