Scott County property record for 412 Lake Rd, Benton, MO 63736
| Property Type | Single Family Home |
|---|---|
| Details | built 2018 |
| Lot Size | 2.71 acres (118,048 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,855 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-9.1-32.00-000-000-004.80 |
| Primary APN | 05-9.1-32.00-000-000-004.80 |
|---|
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Material | Composition Shingle |
| Lot Area | 118,048 sqft (2.71 acres) |
| Lot Dimensions | 756 ft deep x 278 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 412 LAKE RD |
|---|---|
| City | BENTON |
| State | MO |
| Zip | 63736-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 NW1/4 278.48 X 756.46 I |
| Legal Range | 14E |
| Legal Township | 29N |
| Legal Section | 32 |
| Legal Subdivision | VILLAGE OF KELSO |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | MORELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 781000 |
Source: Scott County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Aug 1, 2018 | Quit Claim Deed, Transfer SIMON TITLE COMPANY, SEMO TITLE COMPANY |
| Jul 5, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 23, 2018 |
| Transfer Doc | 2018/3342 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/3719 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 2017/3719 |
| Instrument | 20173719 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CAPE GIRARDEAU COUNTY ABSTRACT, CAPE GIRARDEAU COUNTY ABSTRA |
| Name | Verified Name |
|---|
| Document Number | 2018/4277 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 2018/4277 |
| Instrument | 20184277 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/45 |
|---|---|
| Date | Jan 3, 2020 |
| Book Page | 2020/45 |
| Instrument | 20200045 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Aug 1, 2018 |
| Property Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 2018/3342 |
| Book / Page | 2018 / 3342 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 20183342 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | SIMON TITLE COMPANY, SEMO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jul 5, 2017 |
| Property Address | 412 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 2017/3020 |
| Book / Page | 2017 / 3020 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 20173020 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 14, KELSO, MO 63758-0014 |
Source: Scott County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Elementary School District | Kelso C-7 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,855.00 (+13.66%) | $38,320 (+12.47%) | $201,760 (+12.48%) Land $580 Building $201,180 |
| 2024 | $1,632.00 | ||
| 2023 | $34,070 | $179,380 Land $580 Building $178,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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