Scott County property record for 407 Lake Rd, Benton, MO 63736
| Property Type | Single Family Home |
|---|---|
| Details | 1,500 sqft · built 1996 |
| Lot Size | 7.66 acres (333,670 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-9.1-32.00-000-000-004.50 |
| Primary APN | 05-9.1-32.00-000-000-004.50 |
|---|
| Building Area | 1,500 sqft Total Area |
|---|---|
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,500 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Roof Material | Composition Shingle |
| Lot Area | 333,670 sqft (7.66 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 407 LAKE RD |
|---|---|
| City | BENTON |
| State | MO |
| Zip | 63736-8148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W1/2 NW1/4 R-1996 |
| Legal Range | 14E |
| Legal Township | 29N |
| Legal Section | 32 |
| Jurisdiction | SCOTT MO |
| Township / Civil Division | MORELAND |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 781000 |
Source: Scott County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE BANK |
| Jul 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage ALLIANCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2022 |
| Deed Sale | Mar 2, 2022 |
| Prior Sale | Jul 17, 2019 · Amount on Record |
| Deed Document Number | 20221053 |
| Deed Book / Page | 2022 / 1053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Mar 2, 2022 |
| Property Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 02022/1053 |
| Book / Page | 2022 / 1053 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 20221053 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Title Company | UNITED LAND TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 0020221054 |
|---|---|
| Date | Mar 2, 2022 |
| Instrument | 20221054 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MO |
| Property Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | GUARDIAN LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 2021/1258 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2021/1258 |
| Instrument | 20211258 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Address | CAPE GIRARDEAU, MO 63701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MO |
| Recording Date | Jul 17, 2019 |
| Property Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 2019/2817 |
| Book / Page | 2019 / 2817 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 20192817 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 LAKE RD, BENTON, MO 63736-8148 |
| Document Number | 20192818 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 20192818 |
| Name | ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Scott County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Scott County |
| Elementary School District | Kelso C-7 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,273.00 | $26,290 (+11.82%) | $138,940 (+11.77%) Land $7,200 Building $131,740 |
| 2023 | $23,510 | $124,310 Land $7,200 Building $117,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTT COUNTY PWSD 4 serves 3,150 people · EPA ID MO4021566 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoSEMO Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures