San Diego County property record for 412 la Veta Ave, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,160 sqft · built 1980 |
| Lot Size | 0.13 acres (5,656 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $1,773 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-271-17-00 |
| Primary APN | 256-271-17-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,160 sqft Living Area |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 5,656 sqft (0.13 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 412 LA VETA AVE |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS11 |
| Legal Description | BLK K LOT 15 LOT 14 & N 1/2 TR 001800 |
| Legal Subdivision | SEASIDE GARDEN HEIGHTS |
| Legal Tract | 001800 |
| Legal Block | K |
| Legal Lot Number | 15,14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 17702 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 412 LA VETA AVE, ENCINITAS, CA 92024-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2015 |
| Transfer Doc | 0000333697 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 412 LA VETA AVE, ENCINITAS, CA 92024-2013 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | CALIFORNIA MEMBERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 LA VETA AVE, ENCINITAS, CA 92024-2013 |
| Document Number | 0000198854 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | 2023-0198854 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.61% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.6% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $122,116 (+2%) Land $31,543 Building $90,573 | |
| 2025 | $1,773.00 (+11.3%) Homeowner's exemption | $119,723 (+4.04%) Land $30,925 Building $88,798 |
| 2023 | $1,593.00 (+1.98%) Homeowner's exemption | $115,075 Land $29,725 Building $85,350 |
| 2022 | $1,562.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1993–2024) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Ting Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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