404 la Veta Ave, #404A, Encinitas, CA 92024 Property Records

San Diego County property record for 404 la Veta Ave, #404A, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,598 sqft · built 2022
Lot Size	0.136 acres (5,909 sqft)
Owner	2 Individual Names on File
Last Sale	$1,470,000 (May 2017)
Tax Bill	$22,416 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`256-271-16-00`

Property Details

APN / Parcel Number

Primary APN	`256-271-16-00`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,598 sqft Living Area
Gross Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	5,909 sqft (0.136 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	404 LA VETA AVE, 404A
City	ENCINITAS
State	CA
Zip	92024-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS11
Legal Description	BLK K LOT 16 S 1/2 LOT 15 & ALL TR 001800
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001800
Legal Block	K
Legal Lot Number	16,15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	17702

Owner

404 la Veta Ave, #404A is owned by two individuals who acquired it in April 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	404 LA VETA AVE, ENCINITAS, CA 92024-2013
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 1, 2021	Deed of Trust, Mortgage · Construction Mortgage KINECTA FCU
May 3, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS
May 19, 2017	Grant Deed, Transfer · Commercial Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on File
Deed Sale	May 19, 2017 · Amount on File
Prior Sale	Apr 28, 1997 · Amount on File
Deed Document Number	2017227043
Last Transfer Date	Apr 29, 2019
Transfer Doc	0000165797
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	404 LA VETA AVE # 404A, 404A, ENCINITAS, CA 92024-2013
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20109 FORTUNA DEL ESTE, ESCONDIDO, CA 92029-5921

Mortgage

Document Number	0000061395
Date	Mar 5, 2026
Instrument	2026-0061395

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	404-404A LA VETA AVE, ENCINITAS, CA 92024
Transaction Type	Mortgage
Record Updated	Dec 26, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20109 FORTUNA DEL ESTE, ESCONDIDO, CA 92029-5921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000624195
Date	Sep 1, 2021
Instrument	2021-0624195

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 3, 2019
Property Address	404-404A LA VETA AVE, ENCINITAS, CA 92024
Document Number	0000165797
Instrument Date	Apr 29, 2019
Instrument	165797
Transaction Type	Transfer
Record Updated	May 10, 2019
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 LA VETA AVE ENCINITAS CA 920242013, ENCINITAS, CA 92024-2013

Mortgage

Document Number	165798
Date	May 3, 2019
Instrument	165798

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	1525 S BELT LINE RD, COPPELL, TX 75019-4913

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 2, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	404-404A LA VETA AVE, ENCINITAS, CA 92024
Document Number	0000227043
Map Reference	MAP1800
Instrument Date	May 16, 2017
Instrument	2017-0227043
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	404 LA VETA AVE, ENCINITAS, CA 92024-2013
Investor	Possibly a Property Investor

Mortgage

Document Number	0000227044
Date	May 19, 2017
Instrument	2017-0227044

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.12%
Index	1-Year LIBOR
Max Rate	9.12%

Mortgage

Document Number	0000227045
Date	May 19, 2017
Instrument	2017-0227045

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 404 la Veta Ave, #404A was $22,416.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,049,059 (+2%) Land $1,598,123 Building $450,936
2025	$22,416.00	$2,008,883 Land $1,566,788 Building $442,095
2023	$20,896.00 (+19.53%)	$1,930,878 Land $1,505,949 Building $424,929
2022	$17,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 404 la Veta Ave, #404A in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1993–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jan 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Jan 2024 · 2 claims Severe Storms, Flooding, Landslides, And Mud And Debris Flows, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 404 la Veta Ave, #404A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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