412 High Bluff Dr, Point Roberts, WA 98281 Property Records

Whatcom County property record for 412 High Bluff Dr, Point Roberts, WA 98281

Property Summary

Property TypeSingle Family Home
Lot Size2.29 acres (99,752 sqft)
OwnerCompany Name on File
Tax Bill$3,675 (2025)
Deeds & MortgagesApr 2021 Line of Credit
May 2017 Sale
Flood ZoneZone X (minimal risk)
APN405301-130250-0000

Property Details

APN / Parcel Number

Primary APN405301-130250-0000
Alternative APNs
  • 153121
  • 582385

Exterior

Lot Area99,752 sqft (2.29 acres)

Location & Zoning

Account Number153121
Street Address412 HIGH BLUFF DR
CityPOINT ROBERTS
StateWA
Zip98281
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionLOT B SAM MILLER SHORT PLAT AS REC AF 2050702122-THAT PTN OF GOVT LOT 2 DAF-THAT PTN OF GOVT LOT 2 LY W OF EXISTING TOP OF BLUFF-N OF S LI OF SD LOT B EXT ELY TO SD TOP OF BLUFF
Legal Range53
Legal Township40
Legal Section01
Legal SubdivisionSAM MILLER SHORT PLAT
Legal Block1
Legal Lot NumberB,2
JurisdictionWHATCOM WA
Township / Civil DivisionPOINT ROBERTS
Census Block Group1
Census Block1004
Census Tract11000

Owner

412 High Bluff Dr, a single family home, is owned by a company.

Source: Whatcom County records, as of September 8, 2026

Owner of RecordCompany Name on File
Mailing Address12590 15A AVE, SURREY, BC V4A 1
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 5, 2021Deed of Trust, Mortgage · Line of Credit
BANNER BANK
May 8, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address412 HIGH BLUFF DR, POINT ROBERTS, WA 98281-9553
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyWFG LENDER SERVICES, WFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210400517
DateApr 5, 2021
Instrument2021-0400517
Lender
NameBANNER BANK
TypeBank
AddressLYNDEN, WA 98264
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateMay 8, 2017
Property Address412 HIGH BLUFF DR, POINT ROBERTS, WA 98281-9553
Document Number2170500802
Instrument DateApr 25, 2017
Instrument500802
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Tax Assessment & Valuation

The 2025 property tax bill for 412 High Bluff Dr was $3,675.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictBlaine School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,675.00$492,609 Land $492,609$492,609 Land $492,609
2022$400,625 Land $400,625$400,625 Land $400,625
2021$3,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 High Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 units insured
incl. 32 condo units
Nearby Flood Claims3 (2006–2021)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 High Bluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOINT ROBERTS WATER DISTRICT NO 4
serves 1,440 people · EPA ID WA5395750
Water SourceGroundwater
Last State InspectionNov 2022
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Whidbey Telephone
DSL
25 / 3

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