Whatcom County property record for 408 High Bluff Dr, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,343 sqft · built 2010 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,185,000 (May 2021) |
| Tax Bill | $9,405 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 405301-111254-0000 |
| Primary APN | 405301-111254-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,343 sqft Living Area |
| Gross Area | 3,493 sqft |
| 1st Floor Area | 2,072 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Roof Material | Metal |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Detached |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
| Porch Area | 150 sqft |
| Patio Area | 1,008 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 153098 |
|---|---|
| Street Address | 408 HIGH BLUFF DR |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-9553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | LOT A SAM MILLER SHORT PLAT AS REC AF 2050702122 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 01 |
| Legal Subdivision | SAM MILLER SHORT PLAT |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 11000 |
Source: Whatcom County records, as of April 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1010 82ND AVE NE, MEDINA, WA 98039-4736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2021 | Deed of Trust, Mortgage · Line of Credit BANNER BANK |
| May 28, 2021 | Warranty Deed, Transfer NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | May 28, 2021 · Amount on Record |
| Deed Document Number | 20214880 |
| Prior Transfer Date | Feb 18, 2011 |
| Prior Transfer Doc | 0000202704 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 408 HIGH BLUFF DR, POINT ROBERTS, WA 98281-9553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000504232 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 2021-0504232 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 28, 2021 |
| Property Address | 408 HIGH BLUFF DR, POINT ROBERTS, WA 98281-9553 |
| Document Number | 20210504880 |
| Map Reference | AF 2050702122 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021-0504880 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | NOT AVAILABLE, WHATCOM LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $20,198.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1010 82ND AVE NE, MEDINA, WA 98039-4736 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,405.00 (+1.79%) | $1,207,016 (+7.57%) Land $403,388 Building $803,628 | $1,207,016 (+7.57%) Land $403,388 Building $803,628 |
| 2022 | $1,122,074 Land $375,000 Building $747,074 | $1,122,074 Land $375,000 Building $747,074 | |
| 2021 | $9,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people · EPA ID WA5395750 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Whidbey Telephone DSL | 25 / 3 |
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