412 Harding St, Cassopolis, MI 49031 Property Records

Cass County property record for 412 Harding St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$67,200 (Oct 2021)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-041-136-031-00`

Property Details

APN / Parcel Number

Primary APN	`14-041-136-031-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	10,454 sqft (0.24 acres)
Garage Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 HARDING ST
City	CASSOPOLIS
State	MI
Zip	49031-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. V-476 COM 4 3/4 RDS W OF PT ON W SIDE EAST ST WHICH IS 8 RDS N OF N LINE JOHNSON ST, TH N 8 RDS, TH W 4 3/4 RDS, TH S 8
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2052
Census Tract	2100

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 HARDING ST, SST, CASSOPOLIS, MI 49031-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Deed Book / Page	1204 / 2543
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Oct 5, 2021
Property Address	412 HARDING ST, CASSOPOLIS, MI 49031-1213
Document Number	01204/2543
Book / Page	1204 / 2543
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 TIARDING ST, CASSOPOLIS, MI 49031

Mortgage

Document Number	0012042547
Date	Oct 5, 2021
Instrument	1204/2547

Lender

Name	CIRCLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Municipality	Cassopolis Village
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,000 (+21.02%)	$114,000 (+21.02%)
2025	$1,062.00 (+26.28%) Homeowner's exemption	$47,100 (+12.95%) Land $47,100	$94,200 (+12.95%) Land $94,200
2023		$41,700	$83,400
2022	$841.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSOPOLIS serves 1,815 people · EPA ID MI0001250
Water Source	Groundwater
Last State Inspection	May 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20