Cass County property record for 411 Harding St, Cassopolis, MI 49031
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1940 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Aug 2012) |
| Tax Bill | $524 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-041-136-022-00 |
| Primary APN | 14-041-136-022-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 950 sqft Building Perimeter |
| 1st Floor Area | 950 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 352 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 411 HARDING ST |
|---|---|
| City | CASSOPOLIS |
| State | MI |
| Zip | 49031-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LC493-768 447-55 V-469 COM 32 RDS N & 22 RDS E OF W QTR POST TH E 4 RDS, N 8 RDS, W 4 RDS, S 8 RDS TO BEG VIL CASSOPOLIS SEC |
| Jurisdiction | CASS MI |
| Township / Civil Division | LAGRANGE |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 2100 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CIRCLE 10 FEDERAL CREDIT UNION |
| May 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CIRCLE FCU |
| Jul 11, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Sep 21, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2012 · Amount on Record |
| Deed Sale | Aug 8, 2012 · Amount on Record |
| Deed Book / Page | 1045 / 2008 |
| Last Transfer Date | Sep 21, 2017 |
| Transfer Doc | 1128/2492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | May 13, 2026 |
| Property Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Document Number | 001276/996 |
| Book / Page | 1276 / 996 |
| Instrument Date | May 7, 2026 |
| Instrument | 202631761 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Document Number | 0000031761, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 1276/996 |
| Instrument | 202631761 |
| Name | CIRCLE 10 FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1196/911 |
|---|---|
| Date | May 19, 2021 |
| Book Page | 1196/911 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Address | NILES, MI 49120 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 15, 2031 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 11, 2019 |
| Property Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Document Number | 1157/0891 |
| Book / Page | 1157 / 0891 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42217 34TH AVE, 42217, BANGOR, MI 49013-9723 |
| Name | Verified Name |
|---|---|
| Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Sep 21, 2017 |
| Property Address | 411 HARDING ST, CASSOPOLIS, MI 49031-1212 |
| Document Number | 1128/2492 |
| Book / Page | 1128 / 2492 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 HARDING ST, 411, CASSOPOLIS, MI 49031-1212 |
| Name | Verified Name |
|---|---|
| Address | 42217 34TH AVE, BANGOR, MI 49013-9723 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | LaGrange Township |
| Municipality | Cassopolis Village |
| Unified School District | Cassopolis Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,700 (+23.66%) Land $50,700 | $101,400 (+23.66%) Land $101,400 | |
| 2025 | $524.00 (+2.75%) Homeowner's exemption | $41,000 (+15.82%) Land $41,000 | $82,000 (+15.82%) Land $82,000 |
| 2024 | $510.00 (+11.11%) | ||
| 2023 | $35,400 | $70,800 | |
| 2022 | $459.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASSOPOLIS serves 1,815 people · EPA ID MI0001250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2021 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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