412 Greenfields Ln, White Stone, VA 22578 Property Records

Lancaster County property record for 412 Greenfields Ln, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,892 sqft · built 1857
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,570,500 (Aug 2024)
Tax Bill	$59 (2025)
Deeds & Mortgages	Feb 2020 Transfer Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29 72D`

Property Details

APN / Parcel Number

Primary APN	`29 72D`
Alternative APN	`8943`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,892 sqft Living Area
Gross Area	4,054 sqft
1st Floor Area	3,604 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	91,476 sqft (2.1 acres)
Garage Area	1,368 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Patio
Porch Area	298 sqft
Deck Area	216 sqft
Patio Area	120 sqft
Gazebo	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8943
Street Address	412 GREENFIELDS LN
City	WHITE STONE
State	VA
Zip	22578-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLEETS BAY 2.10 AC LR20/325 P#0831
Legal Subdivision	FLEETS BAY
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	4
Census Block	4029
Census Tract	30200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Greenfield listed 2018 · 1 contributing resources · NRIS 100002137

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5120 CARY STREET RD, RICHMOND, VA 23226-1645
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Correction Deed
Mar 18, 2019	Special Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA
Sep 21, 2018	Special Warranty Deed, Transfer · ARM MORGAN STANLEY PRIVATE BANK NATIONA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on Record
Deed Sale	Aug 16, 2024 · Amount on Record
Prior Sale	Mar 18, 2019 · Amount on Record
Deed Document Number	20241472
Prior Transfer Date	Aug 26, 2016
Prior Transfer Doc	0000001652
Record Updated	Jun 8, 2026

February 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 14, 2020
Property Address	412 GREENFIELDS LN, WHITE STONE, VA 22578-2069
Document Number	0200000325
Instrument Date	Mar 22, 2019
Instrument	200000325
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 OXFORD CIR E, RICHMOND, VA 23221-3248

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 18, 2019
Property Address	412 GREENFIELDS LN, WHITE STONE, VA 22578-2069
Document Number	0190000393
Instrument Date	Feb 20, 2019
Instrument	190000393
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 OXFORD CIR E, RICHMOND, VA 23221-3248

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 21, 2018
Property Address	412 GREENFIELDS LN, WHITE STONE, VA 22578-2069
Document Number	0180001842
Instrument Date	Sep 19, 2018
Instrument	180001842
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GREENFIELDS LN, WHITE STONE, VA 22578-2069

Mortgage

Document Number	0180001843
Date	Sep 21, 2018
Instrument	180001843

Lender

Name	MORGAN STANLEY PRIVATE BANK NATIONA

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2025

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$59.00 (-98.82%)	$1,086,900 (+36.89%) Land $358,000 Building $728,900	$1,086,900 (+36.89%) Land $358,000 Building $728,900
2023	$5,002.00	$794,000 Land $333,000 Building $461,000	$794,000 Land $333,000 Building $461,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2003–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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