396 Greenfields Ln, White Stone, VA 22578 Property Records

Lancaster County property record for 396 Greenfields Ln, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,413 sqft · built 1963
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Jul 2018)
Tax Bill	$37 (2025)
Deeds & Mortgages	Mar 2026 Transfer Apr 2024 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29 72F`

Property Details

APN / Parcel Number

Primary APN	`29 72F`
Alternative APN	`8945`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,413 sqft Living Area
Gross Area	5,165 sqft
1st Floor Area	3,360 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1996
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	816 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Patio Area	816 sqft
Shed	1 Shed
Shed Area	120 sqft
Lean-To	120 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8945
Street Address	396 GREENFIELDS LN
City	WHITE STONE
State	VA
Zip	22578-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FLEETS BAY 1 AC LR18/1271
Legal Subdivision	FLEETS BAY
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	4
Census Block	4029
Census Tract	30200

Owner

396 Greenfields Ln is owner-occupied and held in a trust since March 2026.

Source: Lancaster County records, as of May 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Gift Deed, Transfer
Apr 9, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Jun 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Jul 2, 2018	Special Warranty Deed, Transfer · Stand-Alone First Mortgage PARTY III

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Deed Document Number	20181271
Last Transfer Date	Mar 3, 2026
Transfer Doc	0000000450
Record Updated	Jun 8, 2026

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Mar 10, 2026
Property Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006
Document Number	0260000450
Map Reference	MB 188 PG 299
Instrument Date	Mar 3, 2026
Instrument	260000450
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE/MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000622
Date	Apr 9, 2024
Instrument	240000622

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210001706
Date	Jun 14, 2021
Instrument	210001706

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	4.38%

July 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Jul 2, 2018
Property Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006
Document Number	180001271
Instrument Date	Jun 26, 2018
Instrument	180001271
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 GREENFIELDS LN, WHITE STONE, VA 22578-2006

Mortgage

Document Number	180001272
Date	Jul 2, 2018
Instrument	180001272

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 396 Greenfields Ln was $37.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$37.00	$676,000 Land $300,000 Building $376,000	$676,000 Land $300,000 Building $376,000
2023	$3,052.00	$484,600 Land $275,000 Building $209,600	$484,600 Land $275,000 Building $209,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 396 Greenfields Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	5 (2003–2018)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 396 Greenfields Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable · Fiber in parts of the area	1,000 / 50

May also be available: All Points Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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