412 Forestdale Dr, Spencer, NC 28159 Property Records

Rowan County property record for 412 Forestdale Dr, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,141 sqft · built 1999
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (Oct 2022)
Tax Bill	$3,058 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036A116`

Property Details

APN / Parcel Number

Primary APN	`036A116`
Alternative APN	`6150772`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,141 sqft Living Area
1st Floor Area	1,846 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	16,988 sqft (0.39 acres)
Garage Area	576 sqft
Porch	Porch
Porch Area	168 sqft
Deck Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	412 FORESTDALE DR
City	SPENCER
State	NC
Zip	28159-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Description	L16 BB
Legal Subdivision	FORESTDALE
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1027
Census Tract	50700

Owner

412 Forestdale Dr is owned and occupied by two individuals who bought it in October 2022.

Source: Rowan County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 FORESTDALE DR, SPENCER, NC 28159-1729
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
Apr 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU
May 2, 2018	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2022 · Amount on File
Deed Sale	Oct 11, 2022 · Amount on File
Prior Sale	May 11, 2007 · Amount on File
Deed Book / Page	1411 / 623
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 11, 2022
Property Address	412 FORESTDALE DR, SPENCER, NC 28159-1729
Document Number	0014110623
Book / Page	1411 / 623
Instrument Date	Oct 10, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3725 SQUIREWOOD DR, 3725, CLEMMONS, NC 27012-8550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 FORESTDALE DR, SPENCER, NC 28159-1729

Mortgage

Document Number	0014110624
Date	Oct 11, 2022
Book Page	1411/624

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	412 FORESTDALE DR, SPENCER, NC 28159-1729
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730505
Date	Apr 23, 2021
Book Page	1373/505

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	412 FORESTDALE DR, SPENCER, NC 28159-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012880394
Date	Apr 18, 2017
Book Page	1288/0394

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	412 FORESTDALE DR, SPENCER, NC 28159-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013080530
Date	May 2, 2018
Book Page	1308/0530

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 412 Forestdale Dr was $3,058.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,058.00	$270,632 Land $26,500 Building $244,132	$270,632 Land $26,500 Building $244,132
2023	$3,058.00	$270,632 Land $26,500 Building $244,132	$270,632 Land $26,500 Building $244,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Forestdale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Forestdale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forestdale Dr

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