408 Forestdale Dr, Spencer, NC 28159 Property Records

Rowan County property record for 408 Forestdale Dr, Spencer, NC 28159

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,756 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Dec 2002)
Tax Bill	$2,635 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Jun 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036A081`

Property Details

APN / Parcel Number

Primary APN	`036A081`
Alternative APN	`6232333`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,756 sqft Living Area
1st Floor Area	1,376 sqft
Basement Area	1,183 sqft
Unfinished Basement	1,183 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2002
Exterior Material	Brick
Lot Area	17,860 sqft (0.41 acres)
Porch	Porch
Porch Area	21 sqft
Canopy	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	408 FORESTDALE DR
City	SPENCER
State	NC
Zip	28159-1729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8:SINGLE
Legal Subdivision	PROPERTY SURVEY FOR MICHAEL S TREXLER
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1027
Census Tract	50700

Owner

408 Forestdale Dr is owned and occupied by an individual who acquired it in June 2026.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	408 FORESTDALE DR, SPENCER, NC 28159-1729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 7, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2002 · Amount on File
Deed Sale	Dec 13, 2002 · Amount on File
Deed Book / Page	958 / 957
Last Transfer Date	Jun 3, 2026
Transfer Doc	1484000469
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	408 FORESTDALE DR, SPENCER, NC 28159-1729
Transaction Type	Mortgage
Record Updated	Jun 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 FORESTDALE DR, SPENCER, NC 28159-1729

Mortgage

Document Number	0014200348
Date	Mar 24, 2023
Book Page	1420/348

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 4, 2026
Property Address	408 FORESTDALE DR, SPENCER, NC 28159-1729
Document Number	1484000469
Book / Page	1484 / 469
Instrument Date	Jun 3, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 FORESTDALE DR, SPENCER, NC 28159-1729

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	408 FORESTDALE DR, SPENCER, NC 28159-1729
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 FORESTDALE DR, SPENCER, NC 28159-1729

Mortgage

Document Number	0013580154
Date	Oct 7, 2020
Book Page	1358/154

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	51 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 408 Forestdale Dr was $2,635.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,635.00	$233,262 (-) Land $26,500 Building $206,762	$233,262 Land $26,500 Building $206,762
2025	$2,635.00	$233,262 Land $26,500 Building $206,762
2023	$2,635.00	$233,262 Land $26,500 Building $206,762	$233,262 Land $26,500 Building $206,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Forestdale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Forestdale Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forestdale Dr

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