412 Elm St, Oneonta, AL 35121 Property Records

Blount County property record for 412 Elm St, Oneonta, AL 35121 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage901 sqft Living Area
Lot Size7,000 sqft (0.161 acres)
Last Sale$26,000 (2025)
Tax Bill$630.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-09-31-4-002-049
Alternative APNs
  • 68549
  • 5581

Interior

Total Rooms4 Rooms
Building Area901 sqft Living Area
1st Floor901 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2021
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area7,000 sqft (0.161 acres)
Depth X Width140 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemGravity Heating

Location & Zoning

Account Number68549
Street Address412 ELM ST
CityONEONTA
StateAL
Zip35121-2121
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 2 SELLERS ADD PB 1/48--
Legal Range02E
Legal Township12S
Legal Section31
Legal SubdivisionSELLERS ADD
Legal Block2
Legal Lot Number2
JurisdictionBLOUNT AL
Minor Civil DivisionONEONTA
Census Blockgroup2
Census Block2023
Census Tract50106

Owner

Source: Blount County records · APN 16-09-31-4-002-049

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 ALPINE ST, ONEONTA, AL 35121-2215
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage
PEOPLES INDEPENDENT BANK
Dec 28, 2020Warranty Deed, Transfer · Conventional Mortgage
THE HOMETOWN BANK OF ALABAMA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 14, 2025 · Amount on Record
Deed SaleAug 14, 2025 · Amount on Record
Prior SaleDec 28, 2020 · Amount on Record
Deed Doc Number202510068948
Deed Book / Page2025 / 21999
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOUNT AL
Property Address412 ELM ST, ONEONTA, AL 35121-2121
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/11912
DateApr 05, 2021
Book Page2021/11912
Instrument10025957
Lender
NamePEOPLES INDEPENDENT BANK
TypeBank
Agreement
AmountAmount Recorded
Term24 Months
DueApr 08, 2023

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLOUNT AL
Recording DateDec 28, 2020
Property Address412 ELM ST, ONEONTA, AL 35121-2121
Document Number2020/41128
Book / Page2020 / 41128
Instrument DateDec 21, 2020
Instrument10023035
Transaction TypeTransfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2020/41130
DateDec 28, 2020
Book Page2020/41130
Instrument10023036
Lender
NameTHE HOMETOWN BANK OF ALABAMA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueDec 25, 2021

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBlount County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$630.00$14,000 (-)$70,040 (-)
2024$630.00 (+7.88%)$14,000 (+7.86%) Land $2,000 Building $12,000$70,040 (+7.92%) Land $10,000 Building $60,040
2023$584.00 (+5.99%)$12,980 (+5.87%) Land $2,000 Building $10,980$64,900 (+5.84%) Land $10,000 Building $54,900
2022$551.00$12,260 Land $2,000 Building $10,260$61,320 Land $10,000 Building $51,320

Flood & Wildfire

412 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Blount County (01009C), updated March 21, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
34th percentile of exposed land nationally · 17th in Alabama
Wildfire LikelihoodLow — about 1 in 5,263 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Elm St

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