411 Elm St, Oneonta, AL 35121 Property Records

Blount County property record for 411 Elm St, Oneonta, AL 35121 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	912 sqft Living Area
Lot Size	7,000 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$125,000 (2021)
Tax Bill	$309.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`16-09-31-4-002-045`
Alternative APNs	`19829` `66937`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	912 sqft Living Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	7,000 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	66937
Street Address	411 ELM ST
City	ONEONTA
State	AL
Zip	35121-2120
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 1 SELLERS ADD PB 1/48
Legal Range	02E
Legal Township	12S
Legal Section	31
Legal Subdivision	SELLERS ADD
Legal Block	1
Legal Lot Number	15
Jurisdiction	BLOUNT AL
Minor Civil Division	ONEONTA
Census Blockgroup	2
Census Block	2022
Census Tract	50106

Owner

Source: Blount County records · APN 16-09-31-4-002-045

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 ELM ST, ONEONTA, AL 35121-2120
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2021 · Amount on Record
Deed Sale	Jun 01, 2021 · Amount on Record
Prior Sale	Jan 17, 2006 · Amount on Record
Deed Doc Number	202110027675
Deed Book / Page	2021 / 19199
Prior Transfer Date	May 05, 2005
Prior Transfer Doc	0000269658
Record Refreshed	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT AL
Recording Date	Jun 01, 2021
Property Address	411 ELM ST, ONEONTA, AL 35121-2120
Document Number	2021/19199
Book / Page	2021 / 19199
Instrument Date	Apr 28, 2021
Instrument	10027675
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23.50
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 RIDGEWAY DR, ONEONTA, AL 35121-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 ELM ST, ONEONTA, AL 35121-2120
Investor	Possibly a Property Investor

Mortgage

Document Number	2021/19201
Date	Jun 01, 2021
Book Page	2021/19201
Instrument	10027676

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Blount County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Blount County
Municipality	Oneonta City
Unified School District	Oneonta City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$309.00	$8,160 (-)	$81,600 (-)
2024	$309.00 (+9.96%) Homeowner's exemption	$8,160 (+8.22%) Land $1,000 Building $7,160	$81,600 (+8.11%) Land $10,000 Building $71,600
2023	$281.00 (+7.25%) Homeowner's exemption	$7,540 (+5.9%) Land $1,000 Building $6,540	$75,480 (+6.01%) Land $10,000 Building $65,480
2022	$262.00 Homeowner's exemption	$7,120 Land $1,000 Building $6,120	$71,200 Land $10,000 Building $61,200

Flood & Wildfire

411 Elm St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Blount County (01009C), updated March 21, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 8th in Alabama
Wildfire Likelihood	Low — about 1 in 7,692 per year
Exposure	Indirect within ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.