412 E Washington St, Goshen, IN 46528 Property Records

Elkhart County property record for 412 E Washington St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,344 sqft · built 1920
Lot Size	0.091 acres (3,964 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2021)
Tax Bill	$1,359 (2024)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-10-312-001.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-10-312-001.000-015`
Alternative APN	`1110312001015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	624 sqft
Basement Area	720 sqft
Game Room	Game Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	3,964 sqft (0.091 acres)
Lot Dimensions	72 ft deep x 55 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	432 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	68 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1110312001015
Old Parcel Number	1110312001015
Street Address	412 E WASHINGTON ST
City	GOSHEN
State	IN
Zip	46528-3356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MERCERS 55X66FT W1/3 361 55X6FT W END 362
Legal Subdivision	MERCERS
Legal Block	312
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1015
Census Tract	100

Owner

412 E Washington St is owned and occupied by an individual who bought it in December 2021.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	412 E WASHINGTON ST, GOSHEN, IN 46528-3356
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage INTERRA CU
Jan 20, 2017	Warranty Deed, Transfer FIRST ST BK/MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Jan 20, 2017 · Amount on File
Deed Document Number	0000003550
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Dec 14, 2021
Property Address	412 E WASHINGTON ST, GOSHEN, IN 46528-3356
Document Number	0000003550
Map Reference	DD 16 PG 216
Instrument Date	Dec 10, 2021
Instrument	2021-33550
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E WASHINGTON ST, GOSHEN, IN 46528-3356

Mortgage

Document Number	0000003551
Date	Dec 14, 2021
Instrument	2021-33551

Lender

Name	INTERRA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jan 20, 2017
Property Address	412 E WASHINGTON ST, GOSHEN, IN 46528-3356
Document Number	0000001407
Instrument Date	Jan 12, 2017
Instrument	1407
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	TITLE RESOURCE AGENCY, TITLE RESOURCE AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 E WASHINGTON ST GOSHEN IN 465283356, GOSHEN, IN 46528-3356

Mortgage

Document Number	1408,
Date	Jan 20, 2017
Instrument	1408

Lender

Name	FIRST ST BK/MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,200 (+9.04%) Land $12,700 Building $111,500	$124,200 (+9.04%) Land $12,700 Building $111,500
2024	$1,359.00	$113,900 (+7.76%) Land $12,700 Building $101,200	$113,900 (+7.76%) Land $12,700 Building $101,200
2023		$105,700 (+11.38%) Land $12,700 Building $93,000	$105,700 (+11.38%) Land $12,700 Building $93,000
2022	$996.00	$94,900 Land $12,700 Building $82,200	$94,900 Land $12,700 Building $82,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 412 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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