314 E Washington St, Goshen, IN 46528 Property Records

Elkhart County property record for 314 E Washington St, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,944 sqft · built 1900
Lot Size	0.135 acres (5,881 sqft)
Owner	Individual Name on File
Tax Bill	$2,498 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-11-09-434-033.000-015`

Property Details

APN / Parcel Number

Primary APN	`20-11-09-434-033.000-015`
Alternative APN	`1109434033015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	928 sqft
Attic	Attic
Attic Area	928 sqft
Basement Area	928 sqft
Family Room	Family Room
Flooring	Subfloor
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,881 sqft (0.135 acres)
Lot Dimensions	127 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	90 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1109434033015
Old Parcel Number	1109434033015
Street Address	314 E WASHINGTON ST
City	GOSHEN
State	IN
Zip	46528-3325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	ORIG E1/2 W1/2 LOTS 28 & 29 & PT W1/2 E1/2 LOTS 28 & 29
Legal Subdivision	ORIG E1/2 W1/2
Legal Block	434
Legal Lot Number	28,29 29
Jurisdiction	ELKHART IN
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1017
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Goshen Historic Distriict listed 1983 · 752 contributing resources · NRIS 83000029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

314 E Washington St is owned by an individual who acquired it in May 2018.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2160 LINCOLN HWY E STE 20, 20, LANCASTER, PA 17602-1669
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERENCE FCU
May 30, 2018	Warranty Deed, Transfer · ARM THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Prior Sale	Jul 15, 2015
Deed Document Number	0000000409
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	314 E WASHINGTON ST, GOSHEN, IN 46528-3325
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008516
Date	Apr 5, 2021
Instrument	2021-08516

Lender

Name	EVERENCE FCU
Type	Credit Union
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 30, 2018
Property Address	314 E WASHINGTON ST, GOSHEN, IN 46528-3325
Document Number	0000000409
Map Reference	DD1 PG16
Instrument Date	May 25, 2018
Instrument	2018-10409
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	314 E WASHINGTON ST, GOSHEN, IN 46528-3325

Mortgage

Document Number	0000000410
Date	May 30, 2018
Instrument	2018-10410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.47%
Index	1-Year LIBOR
Max Rate	9.47%

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Elkhart Township
Municipality	Goshen City
Unified School District	Goshen Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$236,000 (+17.59%) Land $8,000 Building $228,000	$236,000 (+17.59%) Land $8,000 Building $228,000
2024	$2,498.00	$200,700 (+8.25%) Land $8,000 Building $192,700	$200,700 (+8.25%) Land $8,000 Building $192,700
2023		$185,400 (+13.39%) Land $8,000 Building $177,400	$185,400 (+13.39%) Land $8,000 Building $177,400
2022	$2,050.00 Homeowner's exemption	$163,500 Land $8,000 Building $155,500	$163,500 Land $8,000 Building $155,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 314 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 314 E Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOSHEN WATER UTILITY serves 32,267 people · EPA ID IN5220009
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed, Surf Internet.

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