412 E Walnut Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 412 E Walnut Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1948
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 2025)
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104489`

Property Details

APN / Parcel Number

Primary APN	`104489`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Heated Area
Flooring	Hardwood

Exterior

Year Built	Built 1948
Architectural Style	Bungalow
Exterior Material	Other
Foundation Type	Footing
Roof Material	Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Porch	Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Oil

Location & Zoning

Street Address	412 E WALNUT AVE
City	GASTONIA
State	NC
Zip	28054-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ELMWOOD BLK I L 16-19 01 024 044 00 000
Legal Subdivision	ELMWOOD
Legal Block	I
Legal Lot Number	16 19
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3034
Census Tract	32000

Owner

Source: Gaston County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 19, 2019	Warranty Deed, Transfer EXECUTIVE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on Record
Deed Sale	Oct 28, 2025 · Amount on Record
Prior Sale	Sep 3, 2020 · Amount on Record
Deed Document Number	0055951208
Deed Book / Page	5595 / 1208
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Oct 28, 2025
Property Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559
Document Number	0055951208
Book / Page	5595 / 1208
Map Reference	MB 1 PG 50
Instrument Date	Oct 28, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 CARACARA CT, BELMONT, NC 28012-9628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559

Mortgage

Document Number	0055951211
Date	Oct 28, 2025
Instrument	5595/1211

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Sep 3, 2020
Property Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559
Document Number	0051522328
Book / Page	5152 / 2328
Map Reference	MB 2 PG 44
Instrument Date	Sep 2, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 GRAND VIEW DR, 125, KINGS MOUNTAIN, NC 28086-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559

Mortgage

Document Number	51522330
Date	Sep 3, 2020
Instrument	5152/2330

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 19, 2019
Property Address	412 E WALNUT AVE, GASTONIA, NC 28054-2559
Document Number	0050541816
Book / Page	005054 / 001816
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Tax	$87.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 GRAND VIEW DR KINGS MOUNTAIN NC 280868469, KINGS MOUNTAIN, NC 28086-8469

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,512.00 (-1.02%)	$235,000 (-) Land $12,500 Building $222,500
2023	$2,538.00	$235,000 Land $12,500 Building $222,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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