408 E Walnut Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 408 E Walnut Ave, Gastonia, NC 28054

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Tax Bill	$866 (2026)
Deeds & Mortgages	Mar 2020 Reverse Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01024 04600`

Property Details

APN / Parcel Number

Primary APN	`01024 04600`
Alternative APN	`104491`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	1 Plumbing Fixture
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Street Address	408 E WALNUT AVE
City	GASTONIA
State	NC
Zip	28054-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GASTONIA COTTON MFG CO BLK I L 12-13 01 024 046 00 000
Legal Subdivision	GASTONIA COTTON MANUFACTUEING COMPANY
Legal Block	I
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	3
Census Block	3034
Census Tract	32000

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 E WALNUT AVE, GASTONIA, NC 28054-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	408 E WALNUT AVE, GASTONIA, NC 28054-2559
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051110877
Date	Mar 27, 2020
Book Page	5111/877

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	408 E WALNUT AVE, GASTONIA, NC 28054-2559
Document Number	0051110890
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 E WALNUT AVE GASTONIA NC 280542559, GASTONIA, NC 28054-2559

Mortgage

Document Number	0051110890
Date	Mar 27, 2020
Book Page	005111/000890

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Mar 26, 2091

Interest

Rate Type	Adjustable Rate
Rate	3.44%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$866.00 (+85.84%)	$162,180 (-) Land $12,500 Building $149,680
2025	$466.00 (+6.64%)	$162,180 (-) Land $12,500 Building $149,680
2023	$437.00	$162,180 Land $12,500 Building $149,680
2021			$78,760 Land $10,000 Building $68,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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