412 E Shaw St, Howard City, MI 49329 Property Records

Montcalm County property record for 412 E Shaw St, Howard City, MI 49329

Property Summary

Property Type	Single Family Home
Lot Size	0.185 acres (8,076 sqft)
Owner	2 Individual Names on File
Last Sale	$172,000 (Jul 2023)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Refinance + 2 more
APN	`047-237-003-00`

Property Details

APN / Parcel Number

Primary APN	`047-237-003-00`

Exterior

Lot Area	8,076 sqft (0.185 acres)
Lot Dimensions	163 ft deep x 52.1 ft wide

Location & Zoning

Street Address	412 E SHAW ST
City	HOWARD CITY
State	MI
Zip	49329-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 & E 50 FT OF N 1/2 OF LOT 24 BLK 37 FIRST ADDITION TO VILLAGE OF HOWARD CITY.
Legal Subdivision	FIRST ADDITION
Legal Block	37
Legal Lot Number	3,24
Jurisdiction	MONTCALM MI
Township / Civil Division	REYNOLDS
Census Block Group	3
Census Block	3021
Census Tract	970501

Owner

412 E Shaw St is owned and occupied by two individuals who bought it in July 2023.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Warranty Deed, Transfer NEIGHBORHOOD LOANS INC
Dec 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST FCU
Feb 14, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMUNITY FIRST FCU
Feb 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2023 · Amount on File
Deed Sale	Jul 19, 2023 · Amount on File
Prior Sale	Feb 14, 2019 · Amount on File
Deed Document Number	20237080
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jul 19, 2023
Property Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793
Document Number	2023R07080
Instrument Date	Jul 7, 2023
Instrument	2023R-07080
Transaction Type	Transfer
Record Updated	Aug 7, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 WOODFIELD EAST DR SE, GRAND RAPIDS, MI 49508-7306

Mortgage

Document Number	2023R07081
Date	Jul 19, 2023
Instrument	2023R-07081

Lender

Name	NEIGHBORHOOD LOANS INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Mortgage

Document Number	2023R07082
Date	Jul 19, 2023
Instrument	2023R-07082

Lender

Name	NEIGHBORHOOD LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R16829
Date	Dec 6, 2021
Instrument	2021R-16829

Lender

Name	COMMUNITY FIRST FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	49 Months
Due	Jan 1, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R01335
Date	Feb 14, 2019
Instrument	2019R-01335

Lender

Name	COMMUNITY FIRST FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2024

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Feb 14, 2019
Property Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793
Document Number	2019R01335
Instrument Date	Feb 8, 2019
Instrument	2019R-01335
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E SHAW ST, HOWARD CITY, MI 49329-9793

Mortgage

Document Number	2019R01336
Date	Feb 14, 2019
Instrument	2019R-01336

Lender

Name	COMMUNITY FIRST FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	2019R01335
Date	Feb 14, 2019
Instrument	2019R-01335

Lender

Name	COMMUNITY FIRST FCU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 412 E Shaw St was $1,504, up 3.2% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Reynolds Township
Municipality	Howard City Village
Unified School District	Tri County Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,900 (+0.75%)	$133,800 (+0.75%)
2025	$1,504.00 (+3.16%)	$66,400	$132,800
2024	$1,458.00
2023		$52,100	$52,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 412 E Shaw St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 E Shaw St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD CITY serves 1,800 people · EPA ID MI0003240
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet.

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