404 E Shaw St, Howard City, MI 49329 Property Records

Montcalm County property record for 404 E Shaw St, Howard City, MI 49329

Property Summary

Property Type	Single Family Home
Lot Size	0.157 acres (6,830 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Dec 2023)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2018 Sale
APN	`047-237-001-00`

Property Details

APN / Parcel Number

Primary APN	`047-237-001-00`

Exterior

Lot Area	6,830 sqft (0.157 acres)
Lot Dimensions	138 ft deep x 50 ft wide

Location & Zoning

Street Address	404 E SHAW ST
City	HOWARD CITY
State	MI
Zip	49329-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 37 FIRST ADDITION TO VILLAGE OF HOWARD CITY.
Legal Subdivision	FIRST ADDITION
Legal Block	37
Legal Lot Number	1
Jurisdiction	MONTCALM MI
Township / Civil Division	REYNOLDS
Census Block Group	3
Census Block	3021
Census Tract	970501

Owner

404 E Shaw St is owned and occupied by an individual who bought it in December 2023.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	404 E SHAW ST, HOWARD CITY, MI 49329-9793
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Dec 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2023 · Amount on File
Deed Sale	Dec 20, 2023 · Amount on File
Prior Sale	Dec 28, 2018 · Amount on File
Deed Document Number	202312083
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Dec 20, 2023
Property Address	404 E SHAW ST, HOWARD CITY, MI 49329-9793
Document Number	2023R12083
Instrument Date	Dec 14, 2023
Instrument	2023R-12083
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHAW ST, HOWARD CITY, MI 49329-9793

Mortgage

Document Number	2023R12084
Date	Dec 20, 2023
Instrument	2023R-12084

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Dec 28, 2018
Property Address	404 E SHAW ST, HOWARD CITY, MI 49329-9793
Document Number	2018R13591
Instrument Date	Dec 20, 2018
Instrument	2018R-13591
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 E SHAW ST, HOWARD CITY, MI 49329-9793

Tax Assessment & Valuation

The 2025 property tax bill for 404 E Shaw St was $1,383, up 3.1% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Reynolds Township
Municipality	Howard City Village
Unified School District	Tri County Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,900 (-0.49%)	$121,800 (-0.49%)
2025	$1,383.00 (+3.13%)	$61,200	$122,400
2024	$1,341.00
2023		$47,700	$47,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 404 E Shaw St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 E Shaw St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD CITY serves 1,800 people · EPA ID MI0003240
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CMS Internet.

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