412 E Cozza Dr, Spokane, WA 99208 Property Records

Spokane County property record for 412 E Cozza Dr, Spokane, WA 99208 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2019
Square Footage1,232 sqft Living Area
Lot Size8,880 sqft (0.204 acres)
GarageDetached, 720 sqft
Last Sale$255,000 (2019)
Tax Bill$3,406.00 (2026)

Property Details

APN / Parcel Number

Primary APN36292.2829

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Building Area1,232 sqft Living Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2019
Architectural StyleRanch Style
Exterior MaterialMetal Exterior
Construction TypeWood Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,880 sqft (0.204 acres)
Depth X Width120 ft x 74 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage
Garage Area720 sqft Garage
Patio Area228 sqft Patio
Porch Area96 sqft Porch
Canopy Area324 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address412 E COZZA DR
CitySPOKANE
StateWA
Zip99208-6522
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOZZA CALKINS ALL L29; SELY 9FT L30 B8
Legal Range43E
Legal Township26N
Legal Section29
Legal SubdivisionCOZZA-CALKINS ADD
Legal Block8
Legal Lot Number29,30
JurisdictionSPOKANE WA
Minor Civil DivisionSPOKANE
Census Blockgroup3
Census Block3000
Census Tract11104

Owner

Source: Spokane County records · APN 36292.2829

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2016 N POST ST, SPOKANE, WA 99205-4654
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
SPOKANE TEACHERS CU
Sep 25, 2019Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Feb 15, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2019 · Amount on Record
Deed SaleSep 25, 2019 · Amount on Record
Prior SaleFeb 15, 2018 · Amount on Record
Deed Doc Number20196846300
Record RefreshedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address412 E COZZA DR, SPOKANE, WA 99208-6522
Transaction TypeMortgage
Record UpdatedNov 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007310202
DateSep 26, 2023
Instrument7310202
Lender
NameSPOKANE TEACHERS CU
TypeCredit Union
AddressLIBERTY LAKE, WA 99019
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateSep 25, 2019
Property Address412 E COZZA DR, SPOKANE, WA 99208-6522
Document Number0006846300
Map ReferenceVOL 6 PG 32
Instrument DateSep 25, 2019
Instrument6846300
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyVISTA TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,544.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2016 N POST ST, SPOKANE, WA 99205-4654

Mortgage

Document Number0006846301
DateSep 25, 2019
Instrument6846301
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Mortgage

Document Number0006846302
DateSep 25, 2019
Instrument6846302
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressSEATTLE, WA 98104
Agreement
TypeLand Contract (Agreement of Sale)
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateFeb 15, 2018
Property Address412 E COZZA DR, SPOKANE, WA 99208-6522
Document Number0006682583
Map ReferenceVOL06 PG32
Instrument DateFeb 06, 2018
Instrument6682583
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyINLAD PROFESSIOANLS TITLE LL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,942.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E COZZA DR, SPOKANE, WA 99208-6522

Mortgage

Document Number0006682584
DateFeb 15, 2018
Instrument6682584
Lender
NameMANN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Mortgage

Document Number0006682585
DateFeb 15, 2018
Instrument6682585
Lender
NameWASHINGTON STATE HOUSING FIN COMMISSION
TypeGovernment Agency
AddressKALISPELL, MT 59901
Agreement
AmountAmount Recorded
Term361 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,406.00 (+7.14%)$322,800 (-6.14%) Land $95,000 Building $227,800$322,800 (-6.14%) Land $95,000 Building $227,800
2025$3,179.00 (-5.53%)
2024$343,900 (+34.76%) Land $65,000 Building $278,900$343,900 (+34.76%) Land $65,000 Building $278,900
2023$3,365.00 (+12.65%)$255,200 Land $35,000 Building $220,200$255,200 Land $35,000 Building $220,200
2022$2,987.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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