411 E Cozza Dr, Spokane, WA 99208 Property Records

Spokane County property record for 411 E Cozza Dr, Spokane, WA 99208 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2019
Square Footage	1,248 sqft Living Area
Lot Size	9,840 sqft (0.226 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2020)
Tax Bill	$3,203.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`36292.2402`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,248 sqft Living Area
Gross Area	1,824 sqft Gross Area
1st Floor	1,248 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2019
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,840 sqft (0.226 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	576 sqft Garage
Patio Area	150 sqft Patio
Canopy Area	514 sqft Canopy

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	411 E COZZA DR
City	SPOKANE
State	WA
Zip	99208-6521
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COZZA CALKINS L2 B4
Legal Range	43E
Legal Township	26N
Legal Section	29
Legal Subdivision	COZZA-CALKINS ADD
Legal Block	4
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Minor Civil Division	SPOKANE
Census Blockgroup	2
Census Block	2014
Census Tract	11103

Owner

Source: Spokane County records · APN 36292.2402

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	411 E COZZA DR, SPOKANE, WA 99208-6521
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 07, 2020	Deed of Trust, Mortgage · Commercial Mortgage VINTAGE LOANS LLC
Dec 11, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Dec 11, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Doc Number	20207007133
Record Refreshed	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	411 E COZZA DR, SPOKANE, WA 99208-6521
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006793266
Date	Mar 29, 2019
Instrument	6793266

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	411 E COZZA DR, SPOKANE, WA 99208-6521
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SPOKANE COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006978210
Date	Oct 07, 2020
Instrument	6978210

Lender

Name	VINTAGE LOANS LLC
Type	Mortgage Company
Address	SEATTLE, WA 98105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 11, 2020
Property Address	411 E COZZA DR, SPOKANE, WA 99208-6521
Document Number	0007007193
Instrument Date	Dec 07, 2020
Instrument	7007193
Transaction Type	Transfer
Record Updated	Jan 06, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	411 E COZZA DR SPOKANE WA 992086521, SPOKANE, WA 99208-6521

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 11, 2020
Property Address	411 E COZZA DR, SPOKANE, WA 99208-6521
Document Number	0007007133
Map Reference	VOL 6 PG 32
Instrument Date	Dec 03, 2020
Instrument	7007133
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,765.00
Amount Accuracy	Calculated from Tax
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E COZZA DR, SPOKANE, WA 99208-6521

Mortgage

Document Number	0007007134
Date	Dec 11, 2020
Instrument	7007134

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,203.00 (+3.69%)	$307,300 (-1.22%) Land $95,000 Building $212,300	$307,300 (-1.22%) Land $95,000 Building $212,300
2025	$3,089.00 (+1.44%)
2024		$311,100 (+36.15%) Land $65,000 Building $246,100	$311,100 (+36.15%) Land $65,000 Building $246,100
2023	$3,045.00 (+13.79%)	$228,500 Land $35,000 Building $193,500	$228,500 Land $35,000 Building $193,500
2022	$2,676.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

411 E Cozza Dr, Spokane, WA 99208 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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