412 E Congress Ave, Rantoul, IL 61866 Property Records

Champaign County property record for 412 E Congress Ave, Rantoul, IL 61866

Property Summary

Property Type	Single Family Home
Lot Size	0.185 acres (8,056 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Feb 2021)
Tax Bill	$1,861 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-02-108-004`

Property Details

APN / Parcel Number

Primary APN	`20-09-02-108-004`

Exterior

Lot Area	8,056 sqft (0.185 acres)

Location & Zoning

Street Address	412 E CONGRESS AVE
City	RANTOUL
State	IL
Zip	61866-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLOCK 32 SMITHS, SAMUEL, ADD
Legal Range	09E
Legal Township	21N
Legal Section	02
Legal Subdivision	SMITHS, SAMUEL, ADD
Legal Block	32
Legal Lot Number	5
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	2
Census Block	2024
Census Tract	10204

Owner

Source: Champaign County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 18, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 29, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on Record
Deed Sale	Feb 18, 2021 · Amount on Record
Prior Sale	Oct 18, 2004 · Amount on Record
Deed Document Number	20213556
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 25, 2026
Property Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405
Document Number	0000015131
Instrument Date	Sep 21, 2026
Instrument	202615131
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405

Mortgage

Document Number	0000015131,
Date	Sep 25, 2026
Instrument	202615131

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 18, 2021
Property Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405
Document Number	0000003556
Map Reference	MB 10 PG 249
Instrument Date	Feb 8, 2021
Instrument	2021R03556
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405

Mortgage

Document Number	0000003557
Date	Feb 18, 2021
Instrument	2021R03557

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	412 E CONGRESS AVE, RANTOUL, IL 61866-2405
Document Number	0000022692
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E CONGRESS AVE RANTOUL IL 618662405, RANTOUL, IL 61866-2405

Mortgage

Document Number	0000022692
Date	Dec 5, 2017
Instrument	22692

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 4, 2032

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$28,130 (+37.89%) Land $5,860 Building $22,270	$84,390 (+37.89%) Land $17,580 Building $66,810
2024	$1,861.00 (+22.43%)
2022	$1,520.00 Homeowner's exemption	$20,400 Land $4,250 Building $16,150	$61,200 Land $12,750 Building $48,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANTOUL serves 13,000 people · EPA ID IL0190650
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink, Verizon.

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