409 E Congress Ave, Rantoul, IL 61866 Property Records

Champaign County property record for 409 E Congress Ave, Rantoul, IL 61866

Property Summary

Property Type	Single Family Home
Lot Size	0.277 acres (12,054 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (May 2026)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Feb 2021 Line of Credit May 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-02-105-016`

Property Details

APN / Parcel Number

Primary APN	`20-09-02-105-016`

Exterior

Lot Area	12,054 sqft (0.277 acres)

Location & Zoning

Street Address	409 E CONGRESS AVE
City	RANTOUL
State	IL
Zip	61866-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT A SMITHS, SAMUEL, ADDITION REPLAT LOTS 11, 12 AND 13 BLOCK 23
Legal Range	09E
Legal Township	21N
Legal Section	02
Legal Subdivision	SMITHS, SAMUEL, ADDITION
Legal Block	23
Legal Lot Number	A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	RANTOUL
Census Block Group	2
Census Block	2021
Census Tract	10204

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Line of Credit DAN MOISSON
May 11, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
May 20, 2021	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Mar 3, 2021	Special Warranty Deed, Transfer
Feb 3, 2021	Sheriff's Deed, Foreclosure
Jul 6, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	Aug 6, 2024 · Amount on Record
Deed Document Number	20266872
Prior Transfer Date	Apr 13, 2009
Prior Transfer Doc	0000012725
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003790
Date	Feb 22, 2021
Instrument	2021R03790

Lender

Name	DAN MOISSON
Type	Private Party
Address	MAHOMET, IL 61853

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 11, 2026
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Document Number	0000006872
Instrument Date	May 5, 2026
Instrument	2026.6872
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,270.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404

Mortgage

Document Number	0000006873,
Date	May 11, 2026
Instrument	2026..6873

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000006874,
Date	May 11, 2026
Instrument	2026.6874

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 20, 2021
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Document Number	0000011775
Map Reference	DOC 2002R40102
Instrument Date	May 18, 2021
Instrument	2021R11775
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404

Mortgage

Document Number	0000011776
Date	May 20, 2021
Instrument	2021R11776

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 3, 2021
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Document Number	0000004540
Map Reference	DOC 2002R40102
Instrument Date	Feb 10, 2021
Instrument	2021R04540
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Tax	$81.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 CAMPBELL ST, TOLONO, IL 61880-8339

February 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 3, 2021
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Document Number	0000002480
Map Reference	DOC 2002R-40102
Instrument Date	Jan 20, 2021
Instrument	2021R02480
Transaction Type	Foreclosure
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 PLANO PKWY, CARROLLTON, TX 75010-4900
Investor	Possibly a Property Investor

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 6, 2018
Property Address	409 E CONGRESS AVE, RANTOUL, IL 61866-2404
Document Number	0000011432
Instrument Date	Jun 19, 2018
Instrument	11432
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 E CONGRESS AVE RANTOUL IL 618662404, RANTOUL, IL 61866-2404

Mortgage

Document Number	11433
Date	Jul 6, 2018
Instrument	11433

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Rantoul Township
Municipality	Rantoul Village
Elementary School District	Rantoul City School District 137 (KG - 08)
Secondary School District	Rantoul Township High School District 193 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,541.00 (+14.51%)	$62,590 (+37.86%) Land $7,090 Building $55,500	$187,770 (+37.86%) Land $21,270 Building $166,500
2024	$4,839.00 (+16.35%)
2022	$4,159.00 Homeowner's exemption	$45,400 Land $5,140 Building $40,260	$136,200 Land $15,420 Building $120,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANTOUL serves 13,000 people · EPA ID IL0190650
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber, Nextlink, Verizon.

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