Ralls County property record for 412 E 4th St, New London, MO 63459
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,253 sqft · built 1952 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Aug 2022) |
| Tax Bill | $819 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-03-13552.000 |
| Primary APN | 35-03-13552.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,253 sqft Finished Area |
| Basement Area | 928 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 412 E 4TH ST |
|---|---|
| City | NEW LONDON |
| State | MO |
| Zip | 63459-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT E-1/2 123 BLK 31 O.T. |
| Legal Block | 31 |
| Legal Lot Number | E-1 |
| Jurisdiction | RALLS MO |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 470100 |
412 E 4th St is owned and occupied by an individual who bought it in August 2022.
Source: Ralls County records, as of November 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2022 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SAINTS AVENUE BANK |
| Jul 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK OF MISSOURI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2022 · Amount on File |
| Deed Sale | Aug 2, 2022 · Amount on File |
| Prior Sale | Jul 10, 2020 |
| Deed Document Number | 0202272236 |
| Deed Book / Page | 2022 / 72236 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Aug 2, 2022 |
| Property Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202272236 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022-72236 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202272237 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022-72237 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201965985 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-65985 |
| Name | SAINTS AVENUE BANK |
|---|---|
| Type | Bank |
| Address | HANNIBAL, MO 63401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 6, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 202067315 |
| Instrument Date | Jul 7, 2020 |
| Instrument | 2020-67315 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 202067316 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 2020-67316 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 412 E 4th St was $819.
Source: Ralls County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Ralls County |
| Municipality | New London City |
| Unified School District | Ralls County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $819.00 | $15,530 Land $1,210 Building $14,320 | $81,690 Land $6,350 Building $75,340 |
| 2023 | $701.00 | $13,560 Land $1,060 Building $12,500 | $71,350 Land $5,550 Building $65,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 412 E 4th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2001–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 E 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW LONDON PWS serves 975 people · EPA ID MO2010569 |
|---|---|
| Water Source | Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ralls Technologies Fiber | 10,000 / 10,000 |
| Rally Networks Fiber · DSL | 2,000 / 2,000 |
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