Ralls County property record for 408 E 4th St, New London, MO 63459
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,024 sqft · built 2020 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $931 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Nov 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-03-13553.000 |
| Primary APN | 35-03-13553.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,024 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 14.8 ft deep x 7.4 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 408 E 4TH ST |
|---|---|
| City | NEW LONDON |
| State | MO |
| Zip | 63459-1120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT W1/2 123 BLK 31 O.T. |
| Legal Range | 04 |
| Legal Township | 55 |
| Legal Section | 06 |
| Legal Subdivision | PARK PLACE ADDITION NEW LONDON |
| Legal Block | 31 |
| Legal Lot Number | W1 |
| Jurisdiction | RALLS MO |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 470100 |
408 E 4th St is owned and occupied by an individual who acquired it in November 2025.
Source: Ralls County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit SAINTS AVENUE BANK |
| Nov 17, 2025 | Beneficiary Deed, Transfer |
| Oct 29, 2025 | Warranty Deed, Transfer |
| Jun 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE F&M BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2025 |
| Deed Sale | Oct 29, 2025 |
| Prior Sale | Jun 23, 2022 |
| Deed Document Number | 202577950 |
| Last Transfer Date | Nov 14, 2025 |
| Transfer Doc | 0202578043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RALLS MO |
| Property Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12899 HUCKLEBERRY DR, NEW LONDON, MO 63459-3011 |
| Document Number | 0202168944 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-68944 |
| Name | SAINTS AVENUE BANK |
|---|---|
| Type | Bank |
| Address | HANNIBAL, MO 63401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Nov 17, 2025 |
| Property Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202578043 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025-78043 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Oct 29, 2025 |
| Property Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202577950 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 2025-77950 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RALLS MO |
| Recording Date | Jun 28, 2022 |
| Property Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202272016 |
| Instrument Date | Jun 27, 2022 |
| Instrument | 2022-72016 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 E 4TH ST, NEW LONDON, MO 63459-1120 |
| Document Number | 0202272017 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 2022-72017 |
| Name | THE F&M BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 408 E 4th St was $931.
Source: Ralls County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Ralls County |
| Municipality | New London City |
| Unified School District | Ralls County R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $931.00 | $17,660 Land $1,210 Building $16,450 | $92,910 Land $6,350 Building $86,560 |
| 2023 | $797.00 | $15,420 Land $1,060 Building $14,360 | $81,150 Land $5,550 Building $75,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 E 4th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.
Source: FEMA National Flood Hazard Layer, effective January 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2001–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Apr 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 E 4th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW LONDON PWS serves 975 people · EPA ID MO2010569 |
|---|---|
| Water Source | Purchased surface water from CLARENCE CANNON WHOLESALE WTR COMM |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ralls Technologies Fiber | 10,000 / 10,000 |
| Rally Networks Fiber · DSL | 2,000 / 2,000 |
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