412 E 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 412 E 38th St, Covington, KY 41015 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1954
Square Footage1,666 sqft Finished Area
Lot Size1,612 sqft (0.037 acres)
GarageDetached
Tax Bill$1,862.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-01-029.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,666 sqft Finished Area
Gross Area2,666 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick Exterior
Roof MaterialComposition Shingle Roof
Lot Area1,612 sqft (0.037 acres)
Depth X Width258 ft x 80 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address412 E 38TH ST
CityCOVINGTON
StateKY
Zip41015-1602
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK W 50' LOTS 146 TO 154 & PT CLOSED GILBERT AVE PLUS 0.037 AC GARAGE AREA
Legal SubdivisionSOUTH DINMORE PARK
Legal Phase54
Legal Lot Number82,83
Legal UnitA
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-01-029.00

Assessment roll updated December 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 15304, COVINGTON, KY 41015-0304
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address412 E 38TH ST, COVINGTON, KY 41015-1602
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E 38TH ST, COVINGTON, KY 41015-1602

Mortgage

Document Number0005900107
DateDec 08, 2025
Book PageKCM 714/540
Instrument25120805900107
Lender
NameHERITAGE BANK INC
TypeBank
AddressCOVINGTON, KY 41011
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 25, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00 (-0.53%)$140,600 (-) Land $10,000 Building $130,600$140,600 (-) Land $10,000 Building $130,600
2023$1,872.00$140,600 Land $10,000 Building $130,600$140,600 Land $10,000 Building $130,600

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