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406 E 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 406 E 38th St, Covington, KY 41015 · Last verified March 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1949
Square Footage1,600 sqft Finished Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$200,000 (2026)
Tax Bill$914.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-32-27-021.00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,600 sqft Finished Area
Gross Area1,696 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1949
Exterior MaterialBrick Exterior
Foundation TypeStone Foundation
Roof MaterialComposition Shingle Roof
Lot Area11,326 sqft (0.26 acres)

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0563227021.00
Street Address406 E 38TH ST
CityCOVINGTON
StateKY
Zip41015-1602
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionSOUTH DINMORE PARK PT LOTS 79 THRU 84 0.260 ACS NS E 38TH ST
Legal SubdivisionSOUTH DINMORE PARK
Legal Phase4
Legal Lot Number79
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-27-021.00

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 E 38TH ST, COVINGTON, KY 41015-1602
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2026Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SUCCESS MORTGAGE PARTNERS INC
Oct 03, 2025Warranty Deed, Transfer
UNKNOWN, NORTHWEST TTL FAM OF COMPANI
Apr 23, 2020Grant Deed, Transfer
COMMONWEALTH BK
Jun 01, 2018Deed of Trust, Mortgage
UNITED BK & CAP TR CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2026 · Amount on Record
Deed SaleMar 05, 2026 · Amount on Record
Prior SaleOct 03, 2025 · Amount on Record
Deed Doc Number26059000004496
Deed Book / Page395 / 946
Record RefreshedJun 08, 2026

March 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateMar 05, 2026
Property Address406 E 38TH ST, COVINGTON, KY 41015-1602
Document Number0000004496
Book / Page395 / 946
Map ReferenceMB 578 PG 908
Instrument DateMar 04, 2026
Instrument26059000004496
Transaction TypeTransfer
Record UpdatedMar 17, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address283 ROSETTA DR, FLORENCE, KY 41042-9510

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E 38TH ST, COVINGTON, KY 41015-1602

Mortgage

Document Number0000004497
DateMar 05, 2026
Instrument26059000004497
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 03, 2025
Property Address406 E 38TH ST, COVINGTON, KY 41015-1602
Document Number0005900143
Book / PageKC 366 / 813
Instrument DateOct 02, 2025
Instrument25100305900143
Transaction TypeTransfer
Record UpdatedOct 22, 2025
Title CompanyUNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3166 BROOKWOOD DR, EDGEWOOD, KY 41017-3207

Transferred To (Grantee/Buyer)

NameVerified Name
Address283 ROSETTA DR, FLORENCE, KY 41042-9510

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateApr 23, 2020
Property Address406 E 38TH ST, COVINGTON, KY 41015-1602
Document Number0000000027
Book / Page000017 / 000887
Instrument DateApr 20, 2020
Instrument27
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,000.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3166 BROOKWOOD DR EDGEWOOD KY 410173207, EDGEWOOD, KY 41017-3207
InvestorPossibly a Property Investor

Mortgage

Document Number28
DateApr 23, 2020
Book Page000M35/000594
Instrument28
Lender
NameCOMMONWEALTH BK
TypeBank
AddressFLORENCE, KY 41042
Agreement
AmountAmount Recorded
Term60 Months
DueApr 22, 2025

Mortgage

Document Number30,
DateApr 23, 2020
Book Page000M35/000612
Instrument30
Lender
NameCOMMONWEALTH BK
TypeBank
AddressFLORENCE, KY 41042
Agreement
AmountAmount Recorded
Term60 Months
DueApr 22, 2025

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address406 E 38TH ST, COVINGTON, KY 41015-1602
Document Number0000000121
Instrument DateJun 01, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address209 W 33RD ST COVINGTON KY 410151112, COVINGTON, KY 41015-1112

Mortgage

Document Number0000000121
DateJun 07, 2018
Book Page0C6426/000136
Instrument121
Lender
NameUNITED BK & CAP TR CO
AddressFRANKFORT, KY 40601
Agreement
AmountAmount Recorded
Term240 Months
DueJun 06, 2038

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$914.00 (+0.77%)$69,000 (-) Land $10,000 Building $59,000$69,000 (-) Land $10,000 Building $59,000
2024$907.00 (-1.31%)$69,000 (-) Land $10,000 Building $59,000$69,000 (-) Land $10,000 Building $59,000
2023$919.00$69,000 Land $10,000 Building $59,000$69,000 Land $10,000 Building $59,000

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