412 E 13th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 412 E 13th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 889 sqft · built 1920
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Last Sale	$82,000 (Jun 2022)
Tax Bill	$696 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N02E-23-2-SL662-015-0014`

Property Details

APN / Parcel Number

Primary APN	`19N02E-23-2-SL662-015-0014`
Alternative APNs	`600019482` `19482`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	889 sqft Living Area
1st Floor Area	889 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	75 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	216 sqft
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	19482
Street Address	412 E 13TH AVE
City	STILLWATER
State	OK
Zip	74074-5042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWRY'S 2ND ADD BLK 15 E-62' LOTS 13-15
Legal Range	02E
Legal Township	19N
Legal Section	23
Legal Subdivision	LOWRY'S 2ND ADD
Legal Block	15
Legal Lot Number	13-15
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1040
Census Tract	10700

Owner

412 E 13th Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 E 13TH AVE, STILLWATER, OK 74074-5042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on File
Deed Sale	Jun 17, 2022 · Amount on File
Deed Document Number	20227162
Deed Book / Page	2703 / 94
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0000005805
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jun 17, 2022
Property Address	412 E 13TH AVE, STILLWATER, OK 74074-5042
Document Number	0027030094
Book / Page	2703 / 94
Instrument Date	Jun 15, 2022
Instrument	I-2022-007162
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 E 13TH AVE, STILLWATER, OK 74074-5042

Mortgage

Document Number	I2022007163
Date	Jun 17, 2022
Instrument	I-2022-007163

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 412 E 13th Ave was $696 with a homeowner's exemption, up 3.1% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,104 (+6.09%) Land $3,003 Building $5,101	$71,091 Land $26,345 Building $44,746
2025	$696.00 (+3.11%) Homeowner's exemption	$7,639 (-) Land $2,356 Building $5,283
2024	$675.00 (+3.69%) Homeowner's exemption	$7,639 (+3.01%) Land $2,356 Building $5,283	$72,940 (+12.11%) Land $22,500 Building $50,440
2023	$651.00 (+17.3%) Homeowner's exemption	$7,416 (+35.3%) Land $1,924 Building $5,492	$65,060 (+35.32%) Land $16,880 Building $48,180
2022	$555.00	$5,481 Land $2,394 Building $3,087	$48,080 Land $21,000 Building $27,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 E 13th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 412 E 13th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20