615 E 13th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 615 E 13th Ave, Stillwater, OK 74074

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 960 sqft · built 1935
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$1,623 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jul 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN19N02E-24-3-SZ999-000-0504

Property Details

APN / Parcel Number

Primary APN19N02E-24-3-SZ999-000-0504
Alternative APNs
  • 600008471
  • 8471

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms1 Room
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions50 ft deep x 182 ft wide
Garage TypeDetached
Garage Area510 sqft

Exterior Amenities

Deck Area48 sqft
Patio Area48 sqft
Canopy130 sqft
Lean-To360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number8471
Street Address615 E 13TH AVE
CitySTILLWATER
StateOK
Zip74074-6004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMISC TR 24-19N-02E C-504 (.21ACM/L) BEG 486'S & 150'E NW/C SW/4; N- 50' E-182' S-50' W-182' POB
Legal Range02E
Legal Township19N
Legal Section24
Legal SubdivisionMISC TR STILLWATER
Legal Tract24
Legal Lot Number504
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group3
Census Block3011
Census Tract10700

Owner

615 E 13th Ave is owned by two individuals who acquired it in March 2014.

Source: Payne County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7718 HAWTHORNE DR, CHEYENNE, WY 82009-1157
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANCFIRST
Jul 6, 2022Warranty Deed, Transfer
AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO
Jun 16, 2021Deed of Trust, Mortgage · Line of Credit
BANCFIRST

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 26, 2014
Transfer Doc0021700108
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address615 E 13TH AVE, STILLWATER, OK 74074-6004
Transaction TypeMortgage
Record UpdatedApr 17, 2026
Title CompanyCOMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROW & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address704 W 8TH AVE, STILLWATER, OK 74074-4563

Mortgage

Document Number0029280343
DateMar 30, 2026
Book Page2928/343
InstrumentI-2026-003062
Lender
NameBANCFIRST
TypeBank
Address100 N BROADWAY AVE # 800, OKLAHOMA CITY, OK 73102
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJul 6, 2022
Property Address615 E 13TH AVE, STILLWATER, OK 74074-6004
Document Number0027050430
Book / Page2705 / 430
Instrument DateJun 29, 2022
InstrumentI-2022-007755
Transaction TypeTransfer
Record UpdatedDec 13, 2022
Title CompanyAMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7718 HAWTHORNE DR, CHEYENNE, WY 82009-1157

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address615 E 13TH AVE, STILLWATER, OK 74074-6004
Transaction TypeMortgage
Record UpdatedJul 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3820 QUAIL CREEK FARMS, STILLWATER, OK 74074-2422

Mortgage

Document Number0026370152
DateJun 16, 2021
Book Page2637/152
Instrument2021-007674
Lender
NameBANCFIRST
TypeBank
AddressSTILLWATER, OK 74076
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 615 E 13th Ave was $1,623, down 1.6% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,833 (+3.82%) Land $1,686 Building $15,147$147,661 Land $14,795 Building $132,866
2025$1,623.00 (-1.58%)$16,214 (-) Land $1,795 Building $14,419
2024$1,649.00 (-8.39%)$16,214 (-8.58%) Land $1,795 Building $14,419$142,230 (-8.58%) Land $15,750 Building $126,480
2023$1,800.00 (+105.71%)$17,736 (+105.18%) Land $3,104 Building $14,632$155,580 (+105.17%) Land $27,230 Building $128,350
2022$875.00$8,644 Land $2,622 Building $6,022$75,830 Land $23,000 Building $52,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 615 E 13th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJun 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 615 E 13th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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