412 E 10th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 412 E 10th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,060 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$140,000 (Mar 2022)
Tax Bill	$3,659 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-28-326-018`

Property Details

APN / Parcel Number

Primary APN	`09-28-326-018`
Alternative APNs	`928326018` `460C303`

Interior

Building Area	1,060 sqft Living Area
Basement Area	1,060 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	328 sqft

Location & Zoning

Street Address	412 E 10TH ST
City	PECATONICA
State	IL
Zip	61063-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J LOFGRENS JACKSON ST HGTS BNG SUB INE1/2 SW1/4 SEC 28-27-10 LOT 003
Legal Range	10
Legal Township	27
Legal Section	28
Legal Subdivision	J LOFGRENS JACKSON ST HGTS
Legal Lot Number	003
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2002
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage MIDLAND STATES BANK
Mar 9, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Feb 16, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Feb 16, 2021 · Amount on Record
Deed Document Number	20227542
Last Transfer Date	Nov 11, 2024
Transfer Doc	0000028762
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029817
Date	Nov 14, 2025
Instrument	2529817

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	11.1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005714
Date	Feb 16, 2021
Instrument	2105714

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 9, 2022
Property Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Document Number	0000007542
Map Reference	BK26 PG 76
Instrument Date	Feb 28, 2022
Instrument	2207542
Transaction Type	Transfer
Record Updated	Mar 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 10TH ST, PECATONICA, IL 61063-9537

Mortgage

Document Number	0000007543
Date	Mar 9, 2022
Instrument	2207543

Lender

Name	GUARANTEED RATE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.63%

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 16, 2021
Property Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Document Number	0000005712
Map Reference	PB 26 PG 76
Instrument Date	Feb 5, 2021
Instrument	2105712
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 GROVE ST, PECATONICA, IL 61063-9738

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 16, 2021
Property Address	412 E 10TH ST, PECATONICA, IL 61063-9537
Document Number	0000005713
Map Reference	PB 26 PG 76
Instrument Date	Feb 5, 2021
Instrument	2105713
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Tax	$168.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E 10TH ST, PECATONICA, IL 61063-9537

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,659.00	$56,582 (+43.64%) Land $7,897 Building $48,685	$169,746 (+43.64%) Land $23,691 Building $146,055
2022	Homeowner's exemption	$39,391 Land $6,233 Building $33,158	$118,173 Land $18,699 Building $99,474

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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