315 E 10th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 315 E 10th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,700 sqft · built 1968
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Mar 2023)
Tax Bill	$4,179 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-28-356-003`

Property Details

APN / Parcel Number

Primary APN	`09-28-356-003`
Alternative APNs	`928356003` `460C400`

Interior

Building Area	1,700 sqft Living Area
Basement Area	1,500 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	502 sqft

Location & Zoning

Street Address	315 E 10TH ST
City	PECATONICA
State	IL
Zip	61063-9538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSON REEDS ADDN TO THE TOWN OF PEC N125FT E74.833FT W224.5FT OF BLK 012
Legal Subdivision	NELSON REEDS ADDN TO THE TOWN OF PEC
Legal Block	012
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2021
Census Tract	4300

Owner

315 E 10th St is owned and occupied by an individual who bought it in March 2023.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	315 E 10TH ST, PECATONICA, IL 61063-9538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed, Transfer · Conventional Mortgage GREENSTATE CU
Feb 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2023 · Amount on File
Deed Sale	Mar 17, 2023 · Amount on File
Deed Document Number	20235725
Prior Transfer Date	Jan 4, 2020
Prior Transfer Doc	0001003825
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 17, 2023
Property Address	315 E 10TH ST, PECATONICA, IL 61063-9538
Document Number	0000005725
Map Reference	BK37 PG23
Instrument Date	Feb 13, 2023
Instrument	2305725
Transaction Type	Transfer
Record Updated	Apr 5, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E 10TH ST, PECATONICA, IL 61063-9538

Mortgage

Document Number	0000005726
Date	Mar 17, 2023
Instrument	2305726

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.88%

Mortgage

Document Number	0000005727
Date	Mar 17, 2023
Instrument	2305727

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2028

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 10, 2020
Property Address	315 E 10TH ST, PECATONICA, IL 61063-9538
Document Number	0001003825
Instrument Date	Feb 4, 2020
Instrument	1003825
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	315 E 10TH ST PECATONICA IL 610639538, PECATONICA, IL 61063-9538

Tax Assessment & Valuation

The 2025 property tax bill for 315 E 10th St was $4,179.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,179.00	$63,765 Land $6,510 Building $57,255	$191,295 Land $19,530 Building $171,765
2022	Homeowner's exemption	$50,331 Land $5,139 Building $45,192	$150,993 Land $15,417 Building $135,576

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 315 E 10th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 315 E 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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