Montgomery County property record for 412 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,486 sqft · built 1940 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (May 2025) |
| Tax Bill | $4,724 (2024) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00203 0062 |
| Primary APN | N64 00203 0062 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 216 sqft |
| Patio Area | 144 sqft |
| Canopy | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62 E OAKWOOD R & C |
| Legal Subdivision | OAKWOOD R & C |
| Legal Lot Number | 62 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20800 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 412 CUSHING AVE, DAYTON, OH 45429-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Apr 30, 2020 | Warranty Deed, Transfer FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Document Number | 2025-00027580 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 23, 2025 |
| Property Address | 412 CUSHING AVE, DAYTON, OH 45429-2610 |
| Document Number | 0000027580 |
| Map Reference | MB P PG 3 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025-00027580 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | VANTAGE LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 CUSHING AVE, KETTERING, OH 45429-2610 |
| Document Number | 0000027581 |
|---|---|
| Date | May 23, 2025 |
| Instrument | 2025-00027581 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 30, 2020 |
| Property Address | 412 CUSHING AVE, DAYTON, OH 45429-2610 |
| Document Number | 0000024915 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 24915 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2020 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 CUSHING AVE KETTERING OH 454292610, KETTERING, OH 45429-2610 |
| Document Number | 24916 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 24916 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | HERMITAGE, PA 16148 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,420 (-) Land $12,820 Building $56,600 | ||
| 2024 | $4,724.00 (+2.56%) | ||
| 2023 | $4,606.00 (+13.25%) | $69,420 (+45.14%) Land $12,820 Building $56,600 | $198,350 (+45.14%) Land $36,630 Building $161,720 |
| 2022 | $4,067.00 | $47,830 Land $8,840 Building $38,990 | |
| 2020 | $136,660 Land $25,260 Building $111,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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