Montgomery County property record for 401 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,006 sqft · built 1940 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Aug 2022) |
| Tax Bill | $4,212 (2024) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64 00203 0033 |
| Primary APN | N64 00203 0033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,006 sqft Living Area |
| 1st Floor Area | 902 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 390 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 401 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 E OAKWOOD R & C |
| Legal Subdivision | OAKWOOD R & C |
| Legal Lot Number | 33 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20800 |
401 Cushing Ave is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 401 CUSHING AVE, DAYTON, OH 45429-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · VA Mortgage JPMORGAN CHASE BANK NA |
| Jun 5, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Apr 30, 2019 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Apr 30, 2019 · Amount on File |
| Deed Document Number | 2022-00053498 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 23, 2022 |
| Property Address | 401 CUSHING AVE, DAYTON, OH 45429-2609 |
| Document Number | 0000053498 |
| Map Reference | MB P PG 3 |
| Instrument Date | Aug 2, 2022 |
| Instrument | 2022-00053498 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY LAWYERS TTL AGCY LL |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 401 CUSHING AVE, KETTERING, OH 45429-2609 |
| Investor | Possibly a Property Investor |
| Document Number | 0000053508 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022-00053508 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 401 CUSHING AVE, DAYTON, OH 45429-2609 |
| Document Number | 0000037743 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 401 CUSHING AVE KETTERING OH 454292609, KETTERING, OH 45429-2609 |
| Document Number | 0000037743 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | 37743 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 30, 2019 |
| Property Address | 401 CUSHING AVE, DAYTON, OH 45429-2609 |
| Document Number | 0000021692 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 21692 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $411.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 CUSHING AVE KETTERING OH 454292609, KETTERING, OH 45429-2609 |
| Document Number | 21693 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 21693 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2049 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,450 Land $12,820 Building $51,630 | ||
| 2024 | $4,212.00 (+2.63%) | ||
| 2023 | $4,104.00 (+14.64%) | $64,450 (+45.12%) Land $12,820 Building $51,630 | $184,140 Land $36,630 Building $147,510 |
| 2022 | $3,580.00 | $44,410 Land $8,840 Building $35,570 | |
| 2020 | $126,880 Land $25,260 Building $101,620 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 401 Cushing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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