412 Cool Valley Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 412 Cool Valley Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,201 sqft · built 2010
Lot Size	0.307 acres (13,387 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Oct 2019)
Tax Bill	$13,511 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-750-070`

Property Details

APN / Parcel Number

Primary APN	`009-750-070`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	3,201 sqft Living Area

Exterior

Year Built	Built 2010
Construction Type	Wood
Lot Area	13,387 sqft (0.307 acres)
Terrain	Other
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	412 COOL VALLEY DR
City	PASO ROBLES
State	CA
Zip	93446-4777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2609 LT 18
Legal Subdivision	2609 PASO ROBLES
Legal Tract	2609
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	3
Census Block	3026
Census Tract	10202

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE OAKS BANK
Jul 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage AMERICAN RIVIERA BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 15, 2019	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Jun 24, 2025
Deed Document Number	0000045290
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008854
Date	Feb 27, 2017
Instrument	2017008854

Lender

Name	HERITAGE OAKS BANK
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028781
Date	Jul 16, 2018
Instrument	2018028781

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777

Mortgage

Document Number	0000015158
Date	Feb 26, 2021
Instrument	2021015158

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 15, 2019
Property Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Document Number	0000045290
Map Reference	MB 29 PG 1-4
Instrument Date	Sep 9, 2019
Instrument	2019045290
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	412 COOL VALLEY DR, PASO ROBLES, CA 93446-4777

Mortgage

Document Number	0000045291
Date	Oct 15, 2019
Instrument	2019045291

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,511.00 (+4.19%) Homeowner's exemption	$1,011,616 (+4.04%) Land $273,408 Building $738,208
2023	$12,968.00 (+3.45%) Homeowner's exemption	$972,337 Land $262,793 Building $709,544
2022	$12,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch WiFi Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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