404 Cool Valley Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 404 Cool Valley Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,259 sqft · built 2009
Lot Size	0.266 acres (11,600 sqft)
Owner	Company Name on File
Last Sale	$1,150,000 (Aug 2021)
Tax Bill	$15,823 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-750-068`

Property Details

APN / Parcel Number

Primary APN	`009-750-068`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,259 sqft Living Area
1st Floor Area	3,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Lot Area	11,600 sqft (0.266 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	404 COOL VALLEY DR
City	PASO ROBLES
State	CA
Zip	93446-4777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2609 LT 17
Legal Subdivision	TRACT 2609
Legal Tract	2609
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	3
Census Block	3026
Census Tract	10202

Owner

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2022	Intrafamily Transfer, Transfer
Aug 13, 2021	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Mar 29, 2017	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2021 · Amount on Record
Deed Sale	Aug 13, 2021 · Amount on Record
Prior Sale	May 18, 2010
Deed Document Number	202156672
Last Transfer Date	Jun 11, 2022
Transfer Doc	0000026672
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777

Mortgage

Document Number	0000026267
Date	Sep 6, 2023
Instrument	2023026267

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 27, 2022
Property Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Document Number	0000026672
Map Reference	MB 29 PG 1-4
Instrument Date	Jun 17, 2022
Instrument	2022026672
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 13, 2021
Property Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Document Number	0000056672
Map Reference	MB 29 PG 1-4
Instrument Date	Jun 22, 2021
Instrument	2021056672
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777

Mortgage

Document Number	0000056673
Date	Aug 13, 2021
Instrument	2021056673

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN LUIS OBISPO CA
Property Address	404 COOL VALLEY DR, PASO ROBLES, CA 93446-4777
Document Number	0000021337
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	404 COOL VALLEY DR PASO ROBLES CA 934464777, PASO ROBLES, CA 93446-4777

Mortgage

Document Number	0000021337
Date	May 16, 2017
Instrument	21337

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,244,795 (+2%) Land $324,729 Building $920,066
2025	$15,823.00 (+4.06%) Homeowner's exemption	$1,220,388 (+4.04%) Land $318,362 Building $902,026
2023	$15,206.00 (+2.62%) Homeowner's exemption	$1,173,000 Land $306,000 Building $867,000
2022	$14,818.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch WiFi Fixed Wireless	100 / 20

May also be available: Radiate Holdings.

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