412 Clay St, Biloxi, MS 39530 Property Records

Harrison County property record for 412 Clay St, Biloxi, MS 39530

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,192 sqft · built 2007
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,249 (2025)
Deeds & MortgagesAug 2026 Transfer
Mar 2024 Transfer
Flood ZoneZone AE (high risk)
APN1410I-06-104.000

Property Details

APN / Parcel Number

Primary APN1410I-06-104.000
Alternative APN
  • 084816

Interior

Full Baths1 Bath
Building Area1,192 sqft Adjusted Area
1st Floor Area1,163 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address412 CLAY ST
CityBILOXI
StateMS
Zip39530-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLIVING TRUST OF LOC VAN NGUYEN 2024-1296-D-J2 S 100 FT OF LOT 5 KUHNS 1ST ADD
Legal Range09W
Legal Township07S
Legal Section34
Legal SubdivisionKUHNS 1ST SUBD
Legal Lot Number5
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract3600

Owner

Source: Harrison County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address465 OAKLAWN PL, BILOXI, MS 39530-1636
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 5, 2024Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 1, 2026
Transfer Doc0000005223
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRISON MS
Recording DateAug 12, 2026
Property Address412 CLAY ST, BILOXI, MS 39530-4013
Document Number0000005223
Instrument DateAug 1, 2026
Instrument20265223
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address465 OAKLAWN PL, BILOXI, MS 39530-1636
InvestorPossibly a Property Investor

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARRISON MS
Recording DateMar 5, 2024
Property Address412 CLAY ST, BILOXI, MS 39530-4013
Document Number20240001296DJ2
Instrument DateFeb 22, 2024
Instrument2024-0001296-D-J2
Transaction TypeTransfer
Record UpdatedMar 19, 2024

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address465 OAKLAWN PL, BILOXI, MS 39530-1636

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address465 OAKLAWN PL, BILOXI, MS 39530-1636

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (+5.76%)$11,179 (+4.82%)$74,526 (+4.82%) Land $9,660 Building $64,866
2024$1,181.00 (+0.94%)
2023$1,170.00$10,665$71,101 Land $9,660 Building $61,441
2022$1,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims116 (1978–2015)
Claims Outside the SFHA83 of 116
Most Recent ClaimSep 2015 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 86 claims
  • Tropical Storm Isidore, Oct 2002 · 4 claims
  • Hurricane Georges, Sep 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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