402 Clay St, Biloxi, MS 39530 Property Records

Harrison County property record for 402 Clay St, Biloxi, MS 39530

Property Summary

Property TypeResidential Vacant Land
Lot Size0.229 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Apr 2002)
Tax Bill$323 (2025)
Flood ZoneZone AE (high risk)
APN1410I-06-107.000

Property Details

APN / Parcel Number

Primary APN1410I-06-107.000
Alternative APN
  • 004699

Exterior

Lot Area10,000 sqft
Lot Dimensions100 ft deep x 100 ft wide

Location & Zoning

Account Number004699
Street Address402 CLAY ST
CityBILOXI
StateMS
Zip39530-4013
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionS 100 FT OF LOTS 7 & 8 KUHNS 1ST SUBD.
Legal Range09
Legal Township07
Legal Section34
Legal SubdivisionKUHNS 1ST SUBD
Legal Lot Number7-8 8
JurisdictionHARRISON MS
Township / Civil Division1
Census Block Group1
Census Block1019
Census Tract3600

Owner

402 Clay St, residential vacant land, is owned by two individuals who bought it in April 2002.

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address5141 SANDY FORGE DR, INDIANAPOLIS, IN 46221-4657
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2002 · Amount on File
Deed SaleApr 26, 2002 · Amount on File
Deed Document Number0000384104
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 402 Clay St was $323, up 0.6% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityBiloxi City
Unified School DistrictBiloxi Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323.00 (+0.62%)$2,898$19,320 Land $19,320
2024$321.00 (+0.94%)
2023$318.00$2,898$19,320 Land $19,320
2022$318.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 402 Clay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation18.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims116 (1978–2015)
Claims Outside the SFHA83 of 116
Most Recent ClaimSep 2015 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 86 claims
  • Tropical Storm Isidore, Oct 2002 · 4 claims
  • Hurricane Georges, Sep 1998 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 402 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BILOXI-NORTH
serves 9,858 people · EPA ID MS0240084
Water SourceGroundwater
Last State InspectionSep 2024
Also Mapped HereCITY OF BILOXI
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
C Spire Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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