412 Chourre Ln, Guyton, GA 31312 Property Records

Effingham County property record for 412 Chourre Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 2013
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$197,000 (Jan 2019)
Tax Bill	$4,010 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0348A-122-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-122-000`
Alternative APNs	`0348A122` `6938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,772 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	632 sqft
Porch	Slab
Porch Area	35 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6938
Street Address	412 CHOURRE LN
City	GUYTON
State	GA
Zip	31312-4980
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.57 AC LOT 122 OUT 438-31
Legal Subdivision	LONESOME OAKS
Legal Phase	2
Legal Block	II
Legal Lot Number	122
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1004
Census Tract	30208

Owner

412 Chourre Ln is owned and occupied by two individuals who bought it in January 2019.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 CHOURRE LN, GUYTON, GA 31312-4980
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Jan 11, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage USAA FEDERAL SAVINGS BANK
Jan 11, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Jul 17, 2013 · Amount on File
Deed Document Number	201981
Deed Book / Page	2506 / 109
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	412 CHOURRE LN, GUYTON, GA 31312-4980
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHOURRE LN, GUYTON, GA 31312-4980

Mortgage

Document Number	0000002722/0000000881
Date	Sep 10, 2021
Book Page	0000002722/0000000881
Instrument	011034

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	412 CHOURRE LN, GUYTON, GA 31312-4980
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHOURRE LN, GUYTON, GA 31312-4980

Mortgage

Document Number	0000002506/0000000113
Date	Jan 11, 2019
Book Page	0000002506/0000000113
Instrument	000264

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 11, 2019
Property Address	412 CHOURRE LN, GUYTON, GA 31312-4980
Document Number	002506/109
Book / Page	2506 / 109
Instrument Date	Jan 11, 2019
Instrument	2019-000081
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHOURRE LN, GUYTON, GA 31312-4980

Tax Assessment & Valuation

The 2025 property tax bill for 412 Chourre Ln was $4,010, up 6.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,417 (+7.04%) Land $22,800 Building $103,617	$316,043 (+7.04%) Land $57,000 Building $259,043
2025	$4,010.00 (+6.17%)	$118,102 (-1.65%) Land $22,800 Building $95,302	$295,255 (-1.65%) Land $57,000 Building $238,255
2024	$3,777.00 (+13.73%)	$120,084 (+8.37%) Land $22,800 Building $97,284	$300,209 (+8.37%) Land $57,000 Building $243,209
2023	$3,321.00 (+10.04%)	$110,805 (+19%) Land $17,600 Building $93,205	$277,013 (+19%) Land $44,000 Building $233,013
2022	$3,018.00	$93,110 Land $14,800 Building $78,310	$232,775 Land $37,000 Building $195,775

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Chourre Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Chourre Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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