407 Chourre Ln, Guyton, GA 31312 Property Records

Effingham County property record for 407 Chourre Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,108 sqft · built 2012
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$162,900 (Jun 2012)
Tax Bill	$2,756 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0348A-114-000`

Property Details

APN / Parcel Number

Primary APN	`0348A-114-000`
Alternative APNs	`0348A114` `6930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,108 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	462 sqft
Porch	Slab
Porch Area	145 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6930
Street Address	407 CHOURRE LN
City	GUYTON
State	GA
Zip	31312-4982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.55 AC LOT 114 OUT 348-31
Legal Subdivision	LONESOME OAKS
Legal Phase	2
Legal Block	II
Legal Lot Number	114
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	1
Census Block	1000
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	407 CHOURRE LN, GUYTON, GA 31312-4982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2012 · Amount on Record
Deed Sale	Jun 14, 2012 · Amount on Record
Prior Sale	Sep 9, 2011 · Amount on Record
Deed Document Number	20121332
Deed Book / Page	2104 / 84
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	407 CHOURRE LN, GUYTON, GA 31312-4982
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHOURRE LN, GUYTON, GA 31312-4982

Mortgage

Document Number	0000002776/0000000095
Date	Apr 8, 2022
Book Page	0000002776/0000000095
Instrument	003651

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	407 CHOURRE LN, GUYTON, GA 31312-4982
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHOURRE LN, GUYTON, GA 31312-4982

Mortgage

Document Number	0000002653/0000000670
Date	Jan 11, 2021
Book Page	0000002653/0000000670
Instrument	000307

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	407 CHOURRE LN, GUYTON, GA 31312-4982
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 CHOURRE LN, GUYTON, GA 31312-4982

Mortgage

Document Number	0000002570/0000000833
Date	Jan 28, 2020
Book Page	0000002570/0000000833
Instrument	000878

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,315 (-6.92%) Land $22,800 Building $117,515	$350,787 (-6.92%) Land $57,000 Building $293,787
2025	$2,756.00 (+8.33%) Homeowner's exemption	$150,741 (-0.87%) Land $22,800 Building $127,941	$376,853 (-0.87%) Land $57,000 Building $319,853
2024	$2,544.00 (+35.1%) Homeowner's exemption	$152,070 (+10.15%) Land $22,800 Building $129,270	$380,174 (+10.15%) Land $57,000 Building $323,174
2023	$1,883.00 (-20.82%) Homeowner's exemption	$138,055 (+19.2%) Land $17,600 Building $120,455	$345,138 (+19.2%) Land $44,000 Building $301,138
2022	$2,378.00 Homeowner's exemption	$115,818 Land $14,800 Building $101,018	$289,546 Land $37,000 Building $252,546

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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