412 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 412 Chestnut St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 1942
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on File
Tax Bill	$10,433 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00140-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`10-00140-0000-00010`
Alternative APN	`100014000010`

Interior

Stories	2 Stories
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	412 CHESTNUT ST
City	MIDDLESEX
State	NJ
Zip	08846-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	50X150
Legal Block	140
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3023
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00140-0000-00010

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 CHESTNUT ST, MIDDLESEX, NJ 08846-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 04, 2014
Transfer Doc	201412290040
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	412 CHESTNUT ST, MIDDLESEX, NJ 08846-1754
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020718
Date	Feb 22, 2022
Book Page	18838/1057
Instrument	2022020718

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2042

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,000 (+6.69%) Land $149,300 Building $375,700	$525,000 (+6.69%) Land $149,300 Building $375,700
2025	$10,433.00 (+2.84%)	$492,100 (+12.25%) Land $149,300 Building $342,800	$492,100 (+12.25%) Land $149,300 Building $342,800
2024	$10,145.00 (+11.01%)
2023		$438,400 Land $149,300 Building $289,100	$438,400 Land $149,300 Building $289,100
2022	$9,139.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 280 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.