406 Chestnut St, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 406 Chestnut St, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	1,522 sqft · built 1983
Lot Size	0.121 acres (5,249 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jul 2022)
Tax Bill	$9,413 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00140-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`10-00140-0000-00012`

Interior

Stories	2 Stories
Building Area	1,522 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	5,249 sqft (0.121 acres)
Lot Dimensions	150 ft deep x 35 ft wide

Location & Zoning

Street Address	406 CHESTNUT ST
City	MIDDLESEX
State	NJ
Zip	08846-1754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	35X150
Legal Subdivision	RAY V PIERCE MAP # TWO
Legal Block	140
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	3
Census Block	3023
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 CHESTNUT ST, MIDDLESEX, NJ 08846-1754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jan 30, 2003 · Amount on Record
Deed Document Number	202264708
Deed Book / Page	18985 / 44
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jul 15, 2022
Property Address	406 CHESTNUT ST, MIDDLESEX, NJ 08846-1754
Document Number	0000064708
Book / Page	18985 / 44
Instrument Date	Jul 6, 2022
Instrument	2022064708
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,927.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WILSON ST, 20, MIDDLESEX, NJ 08846-1425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CHESTNUT ST, MIDDLESEX, NJ 08846-1754

Mortgage

Document Number	0000064709
Date	Jul 15, 2022
Instrument	2022064709

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,300 (+12%) Land $144,800 Building $352,500	$497,300 (+12%) Land $144,800 Building $352,500
2025	$9,413.00 (+6.19%)	$444,000 (+15.9%) Land $144,800 Building $299,200	$444,000 (+15.9%) Land $144,800 Building $299,200
2024	$8,864.00 (+24.13%)
2023		$383,100 Land $144,800 Building $238,300	$383,100 Land $144,800 Building $238,300
2022	$7,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (2011–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20