Anne Arundel County property record for 412 Champion Ct, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 5,009 sqft · built 2008 |
| Lot Size | 0.23 acres (10,037 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Aug 2020) |
| Tax Bill | $7,260 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-925-90217618 |
| Primary APN | 04-925-90217618 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,009 sqft Living Area |
| Gross Area | 5,429 sqft |
| 1st Floor Area | 1,788 sqft |
| Basement Area | 1,523 sqft |
| Finished Basement | 1,523 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,037 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 92590217618 |
|---|---|
| Street Address | 412 CHAMPION CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-2772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 WAVERLY FARM |
| Legal Subdivision | WAVERLY FARM |
| Legal Block | 3 |
| Legal Lot Number | 25 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 740203 |
412 Champion Ct is owned and occupied by two individuals who bought it in August 2020.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 CHAMPION CT, SEVERN, MD 21144-2772 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Aug 24, 2020 | Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP |
| May 3, 2012 | Loan Modification, Mortgage · FHA Mortgage PNC MTG/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | Oct 7, 2008 · Amount on File |
| Deed Book / Page | 35092 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 412 CHAMPION CT, SEVERN, MD 21144-2772 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0377340216 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 37734/216 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 24, 2020 |
| Property Address | 412 CHAMPION CT, SEVERN, MD 21144-2772 |
| Document Number | 0350920001 |
| Book / Page | 35092 / 1 |
| Map Reference | MB287 PG31-33PL14907 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,775.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 CHAMPION CT, SEVERN, MD 21144-2772 |
| Document Number | 3509210 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 35092/10 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 412 CHAMPION CT, SEVERN, MD 21144-2772 |
| Document Number | 0319870419 |
| Instrument Date | May 3, 2012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Title Company | FIRSTT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 412 CHAMPION CT SEVERN MD 211442772, SEVERN, MD 21144-2772 |
| Document Number | 0319870419 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 031987/000419 |
| Name | PNC MTG/FL |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 8, 2043 |
| Rate | 4.25% |
|---|
The 2025 property tax bill for 412 Champion Ct was $7,260 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $722,233 | $782,500 Land $208,500 Building $574,000 | |
| 2025 | $7,260.00 | ||
| 2023 | $6,434.00 Homeowner's exemption | $613,967 | $692,100 Land $168,500 Building $523,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Champion Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Champion Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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