Anne Arundel County property record for 409 Champion Ct, Severn, MD 21144
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 2.5 ba · 4,072 sqft · built 2010 |
| Lot Size | 0.363 acres (15,827 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $772,000 (Jun 2023) |
| Tax Bill | $7,892 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-925-90217620 |
| Primary APN | 04-925-90217620 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,072 sqft Gross Area |
| 1st Floor Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,827 sqft (0.363 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Patio Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 92590217620 |
|---|---|
| Street Address | 409 CHAMPION CT |
| City | SEVERN |
| State | MD |
| Zip | 21144-2775 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 27 WAVERLY FARM |
| Legal Subdivision | WAVERLY FARM |
| Legal Block | 3 |
| Legal Lot Number | 27 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 740203 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Jun 22, 2023 | Deed, Transfer · VA Mortgage NFM INC |
| Apr 28, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Jul 20, 2021 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Aug 10, 2017 | Grant Deed, Transfer · FHA Mortgage BAY CAP MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2023 · Amount on Record |
| Deed Sale | Jun 22, 2023 · Amount on Record |
| Prior Sale | Jul 20, 2021 · Amount on Record |
| Deed Book / Page | 39742 / 124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 22, 2026 |
| Property Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 4228000461 |
| Book / Page | 42280 / 461 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 4228000461, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 42280/461 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 22, 2023 |
| Property Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 0397420124 |
| Book / Page | 39742 / 124 |
| Map Reference | MB287PG31-33PL147907 |
| Instrument Date | Jun 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Title Company | TITLE-RITE SERVICES INC, TITLE RITE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 0039742131 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | 39742/131 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 0396160304 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 39616/304 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 20, 2021 |
| Property Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 0372290431 |
| Book / Page | 37229 / 431 |
| Map Reference | MB287PG31-33PL147907 |
| Instrument Date | Jun 25, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 409 CHAMPION CT, 409, SEVERN, MD 21144-2775 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 37229437 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 37229/437 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 10, 2017 |
| Property Address | 409 CHAMPION CT, SEVERN, MD 21144-2775 |
| Document Number | 0312420311 |
| Book / Page | 031242 / 000311 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | LIBERTY TITLE ESCROW/MD LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $549.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 409 CHAMPION CT SEVERN MD 211442775, SEVERN, MD 21144-2775 |
| Document Number | 312420317 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 031242/000317 |
| Name | BAY CAP MTG |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2047 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $705,867 (+4.33%) | $764,400 (+12.98%) Land $221,600 Building $542,800 | |
| 2025 | $7,892.00 (+5.75%) | $676,600 (+13.74%) Land $181,600 Building $495,000 | $676,600 (-) Land $181,600 Building $495,000 |
| 2024 | $7,463.00 (+14.9%) | ||
| 2023 | $6,495.00 (+12.2%) | $594,867 (+7.38%) | $676,600 (+22.13%) Land $181,600 Building $495,000 |
| 2022 | $5,789.00 | $554,000 Land $150,600 Building $403,400 | $554,000 Land $150,600 Building $403,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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