412 Cayuga Dr, Loudon, TN 37774 Property Records

Loudon County property record for 412 Cayuga Dr, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,292 sqft · built 2017
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$2,410,000 (Jan 2023)
Tax Bill	$7,488 (2025)
Deeds & Mortgages	Jan 2023 Sale Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`053042D B 00700`

Property Details

APN / Parcel Number

Primary APN	`053042D B 00700`
Alternative APNs	`042D B 00700 000034M` `042D B 00700`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	4,292 sqft Living Area
1st Floor Area	4,292 sqft
Basement Area	2,680 sqft
Finished Basement	1,612 sqft
Unfinished Basement	1,068 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2017
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	1,118 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	339 sqft
Deck Area	204 sqft
Patio Area	516 sqft
Boat Access	Boat Access
Boat House	396 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	042D B 00700 000034M
Street Address	412 CAYUGA DR
City	LOUDON
State	TN
Zip	37774-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOMMOTLEY SHORES 2 7 1 038O B 046B 00700 000
Legal Subdivision	TOMMOTLEY SHORES
Legal Block	2
Legal Lot Number	7 1
Jurisdiction	LOUDON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	60505

Owner

412 Cayuga Dr is owned by two individuals who bought it in January 2023.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	5635 E LINCOLN DR # 54, 54, PARADISE VALLEY, AZ 85253-4121
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Warranty Deed, Transfer TELLICO TITLE SERVICES INC
Jul 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 6, 2023 · Amount on File
Deed Sale	Jan 6, 2023 · Amount on File
Prior Sale	Jul 28, 2020
Deed Document Number	23000188
Deed Book / Page	D456 / 843
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Jan 6, 2023
Property Address	412 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	00D456/843
Book / Page	D456 / 843
Instrument Date	Jan 5, 2023
Instrument	23000188
Transaction Type	Transfer
Record Updated	Jan 23, 2023
Title Company	TELLICO TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$8,917.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5635 E LINCOLN DR # 54, 54, PARADISE VALLEY, AZ 85253-4121

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDON TN
Recording Date	Jul 28, 2020
Property Address	412 CAYUGA DR, LOUDON, TN 37774-2164
Document Number	0000007269
Book / Page	000424 / 000435
Instrument Date	May 1, 2019
Instrument	7269
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	412 CAYUGA DR LOUDON TN 377742164, LOUDON, TN 37774-2164

Tax Assessment & Valuation

The 2025 property tax bill for 412 Cayuga Dr was $7,488.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,488.00	$423,475 (-) Land $143,750 Building $279,725
2024	$7,488.00	$423,475 (-) Land $143,750 Building $279,725
2023		$423,475 Land $143,750 Building $279,725
2021			$1,693,900 Land $575,000 Building $1,118,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Cayuga Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Cayuga Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TELLICO VILLAGE P.O.A. private · serves 15,233 people · EPA ID TN0000871
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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