Rockingham County property record for 412 Bruce St, Bridgewater, VA 22812
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 12 bd · 6 ba · 3,871 sqft · built 1992 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,253 (2026) |
| Deeds & Mortgages | Aug 2010 Line of Credit Jun 2010 Line of Credit + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 122A1-(10)-L42 |
| Primary APN | 122A1-(10)-L42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 12 Beds |
|---|---|
| Full Baths | 6 Baths |
| Total Rooms | 24 Rooms |
| Units | 6 Units |
| Stories | 2 Stories |
| Building Area | 3,871 sqft Total Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Driveway | Gravel Driveway |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | R19513 |
|---|---|
| Street Address | 412 BRUCE ST |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1414 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Description | MORRIS ADD L 42 |
| Legal Subdivision | MORRIS |
| Legal Lot Number | 42 |
| Jurisdiction | ROCKINGHAM VA |
| Township / Civil Division | ASHBY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11500 |
412 Bruce St, a residential property, is owned by a company.
Source: Rockingham County records, as of June 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2061 EVELYN BYRD AVE, E, HARRISONBURG, VA 22801-3442 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2010 | Deed of Trust, Mortgage · Line of Credit STELLARONE BANK |
| Jun 11, 2010 | Deed of Trust, Mortgage · Line of Credit STELLARONE BANK |
| Jun 23, 2025 | Deed, Transfer · Unknown ATLANTIC UNION BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 412 BRUCE ST, BRIDGEWATER, VA 22812-1414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003746/730 |
|---|---|
| Date | Aug 16, 2010 |
| Book Page | 3746/730 |
| Instrument | 2010-00022225 |
| Name | STELLARONE BANK |
|---|---|
| Type | Bank |
| Address | CHRISTIANSBURG, VA 24073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 412 BRUCE ST, BRIDGEWATER, VA 22812-1414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003715/545 |
|---|---|
| Date | Jun 11, 2010 |
| Book Page | 3715/545 |
| Instrument | 2010-00015370 |
| Name | STELLARONE BANK |
|---|---|
| Type | Bank |
| Address | CHRISTIANSBURG, VA 24073 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Jun 23, 2025 |
| Property Address | 412 BRUCE ST, BRIDGEWATER, VA 22812-1414 |
| Document Number | 005931/603 |
| Book / Page | 5931 / 603 |
| Map Reference | MB 200 PG 68 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 2025-13079 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2026 |
| Title Company | STEWART TITLE GUARANTY CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2061 EVELYN BYRD AVE STE E, E, HARRISONBURG, VA 22801-3442 |
| Document Number | 005931/605 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | 5931/605 |
| Instrument | 2025-13080 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | WARRENTON, VA 20186 |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 412 Bruce St was $2,253.
Source: Rockingham County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,253.00 | $341,500 Land $34,000 Building $307,500 | $341,500 Land $34,000 Building $307,500 |
| 2023 | $2,299.00 | $338,100 Land $34,000 Building $304,100 | $338,100 Land $34,000 Building $304,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Bruce St in Zone X, where a levee reduces flood risk, though there have been 29 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 29 (1985–2023) |
| Claims Outside the SFHA | 6 of 29 |
| Most Recent Claim | Jul 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Bruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BRIDGEWATER serves 6,177 people · EPA ID VA2165045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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