Rockingham County property record for 407 Bruce St, Bridgewater, VA 22812 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,090 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,352.00 (2026) |
| Primary APN | 122A1-(10)-L25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,090 sqft Living Area |
| Gross Area | 1,544 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Stone Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Driveway | Driveway Gravel |
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | R9309 |
|---|---|
| Street Address | 407 BRUCE ST |
| City | BRIDGEWATER |
| State | VA |
| Zip | 22812-1417 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MORRIS ADD LOT 25 |
| Legal Subdivision | MORRIS |
| Legal Lot Number | 25 |
| Jurisdiction | ROCKINGHAM VA |
| Minor Civil Division | ASHBY |
| Census Blockgroup | 1 |
| Census Block | 1023 |
| Census Tract | 11500 |
Source: Rockingham County records · APN 122A1-(10)-L25
Assessment roll updated June 8, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Line of Credit PENDLETON COMMUNITY BANK INC |
| Mar 03, 2021 | Gift Deed, Transfer SERVICELINK |
| Mar 03, 2021 | Gift Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 5378/377 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Property Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Document Number | 005513/423 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 5513/423 |
| Instrument | 2021-33501 |
| Name | PENDLETON COMMUNITY BANK INC |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Mar 03, 2021 |
| Property Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Document Number | 5378/377 |
| Book / Page | 5378 / 377 |
| Map Reference | MB 989 PG 129 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2021-05191 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ROCKINGHAM VA |
| Recording Date | Mar 03, 2021 |
| Property Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Document Number | 5378/380 |
| Book / Page | 5378 / 380 |
| Map Reference | MB 989 PG 129 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2021-05192 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2021 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 407 BRUCE ST, BRIDGEWATER, VA 22812-1417 |
| Document Number | 5378/383 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 5378/383 |
| Instrument | 2021-05193 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2051 |
Source: Rockingham County records · Assessment roll updated June 8, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Bridgewater Town |
| County | Rockingham County |
| Unified School District | Rockingham County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,352.00 (+12.85%) | $204,880 (+16.21%) Land $62,500 Building $142,380 | $204,880 (+16.21%) Land $62,500 Building $142,380 |
| 2025 | $1,198.00 | $176,300 Land $45,000 Building $131,300 | |
| 2022 | $176,300 Land $45,000 Building $131,300 |
407 Bruce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Rockingham County (51165C), updated April 13, 2024
| FEMA Flood Zone | Zone X reduced risk due to levee; depends on levee performance |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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